Investment options of EDAFIO TECHNOLOGIES, LLC 401(K) PLAN
Total Available Funds: 35
| Investment Description |
|---|
| Vanguard Target Retirement 2045 Fund |
| Fidelity 500 Index Fund |
| Vanguard Target Retirement 2040 Fund |
| Vanguard Target Retirement 2050 Fund |
| Fidelity Mid Cap Index Fund |
| Vanguard Target Retirement 2055 Fund |
| Fidelity Small Cap Index Fund |
| Fidelity International Index Fund |
| Fidelity Emerging Markets Fund |
| Vanguard Target Retirement 2060 Fund |
| Vanguard Target Retirement 2030 Fund |
| Vanguard Target Retirement 2065 Fund |
| Vanguard Intermediate-Term Bond Index Fund |
| Vanguard Target Retirement 2020 Fund |
| Vanguard Target Retirement 2025 Fund |
| Vanguard Target Retirement Income Fund |
| 1VTINX 31,598.49 |
| 1VTWNX 68,277.56 |
| 1VTTVX 57,599.47 |
| 1VTHRX 192,282.56 |
| 1VTTHX 2,318,479.69 |
| 1VFORX 876,995.47 |
| 1VTIVX 1,547,273.22 |
| 1VFIFX 625,543.74 |
| 1VFFVX 351,275.59 |
| 1VTTSX 198,118.49 |
| 1VLXVX 120,465.27 |
| 1FKEMX 253,591.26 |
| 1FSPSX 349,139.53 |
| 1FSSNX 333,678.29 |
| 1FSMDX 374,214.81 |
| 1FXAIX 1,134,462.70 |
| 1VBILX 91,296.10 |
| 1KGPGW 1.450 249,762.47 |
| FORFEITURES 12,150.19 |
Investment model portfolios
We provide two types of investment model portfolios for EDAFIO TECHNOLOGIES, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EDAFIO TECHNOLOGIES, LLC 401(K) PLAN