Investment options of DYNAMIC RESOURCE GROUP EMPLOYEES RETIREMENT PLAN
Total Available Funds: 40
| Investment Option List |
|---|
| ALGER CAPITAL APPRECIATION FUND (ALARX) |
| ALLIANCE BERNSTEIN LARGE CAP GROWTH FUND (SNIGX) |
| AMERICAN FUNDS—AMERICAN BALANCED FUND (GBLAX) |
| AMERICAN FUNDS—EUROPACIFIC GROWTH FUND (FEPUX) |
| AMERICAN FUNDS 2025 TARGET (REDTX) |
| AMERICAN FUNDS 2030 TARGET (REETX) |
| AMERICAN FUNDS 2035 TARGET (REFTX) |
| AMERICAN FUNDS 2040 TARGET (REGTX) |
| AMERICAN FUNDS 2045 TARGET (REHTX) |
| AMERICAN FUNDS 2050 TARGET (REITX) |
| AMERICAN FUNDS 2055 TARGET (FAJTX) |
| AMERICAN FUNDS 2060 TARGET (CCKTX) |
| BANK OF NEW YORK MELLON NATURAL RESOURCES FUND |
| BLACKROCK EMERGING MARKETS FUND (MADCX) |
| BLACKROCK HEALTH SCIENCES OPPORTUNITIES PORTFOLIO (SHSSX) |
| COLUMBIA SMALL CAP INDEX FUND (CMSCX) |
| COLUMBIA SELIGMAN COMMUNICATIONS & INFORMATION FUND (SCMIX) |
| DAVIS SERIES FINANCIAL FUND (DVFYX) |
| EATON VANCE ATLANTA CAPITAL SMID CAP FUND (EISMX) |
| FRANKLIN DYNATECH SERIES CLASS I (FKDNX) |
| FRANKLIN MUTUAL QUEST FUND A (MQIFX) |
| HARTFORD BALANCED INCOME FUND (HBLYX) |
| INVESCO SMALL CAP VALUE A (MPSCX) |
| INVESCO OPPENHEIMER GOLD & SPECIAL MINERALS FUND (OGMCX) |
| INVESCO OPPENHEIMER GLOBAL OPPORTUNITIES FUND (OGIIX) |
| ISHARES S&P 500 INDEX FUND (BSPPX) |
| JANUS HENDERSON GROWTH AND INCOME FUND (JDNNX) |
| JANUS HENDERSON TRITON FUND (JSMGX) |
| JP MORGAN GOVERNMENT BOND FUND |
| LOOMIS SAYLES CORE PLUS BOND A FUND (NERYX) |
| MFS INTERNATIONAL INTRINSIC VALUE FUND (MINIX) |
| MFS VALUE FUND (MINIX) |
| MFS INTERNATIONAL DIVERSIFICATION FUND (MDIJX) |
| PRINCIPAL HIGH YIELD FUND (VWEHX) |
| PRINCIPAL MIDCAP FUND (PMKIX) |
| PRINCIPAL INVESTORS FUND INC. |
| REAL ESTATE SECURITIES FUND (FARCX) |
| VICTORY SYCAMORE SMALL COMPANY FUND (VSOIX) |
| VICTORY SYCAMORE ESTABLISHED VALUE FUND (GETGX) |
| CAPITAL PRESERVATION FUND |
Investment model portfolios
We provide two types of investment model portfolios for DYNAMIC RESOURCE GROUP EMPLOYEES RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DYNAMIC RESOURCE GROUP EMPLOYEES RETIREMENT PLAN