Investment options of DUCK CREEK TECHNOLOGIES 401(K) PLAN
Total Available Funds: 28
| Investment Option List |
|---|
| AMERICAN FUND BALANCED R6 MUTUAL FUND (AMRMX) |
| AMERICAN NEW PERSPECTIVES R6 MUTUAL FUND (AMRMX) |
| COLUMBIA OVERSEAS VALUE Y MUTUAL FUND (COSZX) |
| DELAWARE EMERGING MARKETS I MUTUAL FUND (DEMIX) |
| FEDERATED MDT SMALL CAP GROWTH INST MUTUAL FUND (QIMGX) |
| FIDELITY INTL CAP APPRECIATION MUTUAL FUND (FAPCX) |
| FIDELITY REAL ESTATE IND FUND MUTUAL FUND (FRESX) |
| FIDELITY SMALL CAP INDEX FUND MUTUAL FUND (FSISX) |
| LORD ABBETT HIGH YIELD R6 MUTUAL FUND (LAHYX) |
| MASSMUTUAL PREM INFLATION PROTECTED I MUTUAL FUND (MIPSX) |
| MASSMUTUAL SELECT BLUE CHIP GROWTH MUTUAL FUND (MBCSX) |
| MASSMUTUAL SELECT MIDCAP GROWTH EQUITY II MUTUAL FUND (MEFYX) |
| MASSMUTUAL SELECT STRATEGIC BOND I MUTUAL FUND (MBSSX) |
| MFS VALUE R6 MUTUAL FUND (MINIX) |
| MORGAN STANLEY GLOBAL FIXED INCOME OPPS I MUTUAL FUND (MAOIX) |
| T. ROWE PRICE SMALL CAP VALUE I MUTUAL FUND (PRSVX) |
| ALLSPRING SPE MD CP VAL R6 MUTUAL FUND |
| BLACKROCK EQUITY INDEX 1 COMMON COLLECTIVE TRUST FUND |
| BLACKROCK MID CAP EQ IND FUND COMMON COLLECTIVE TRUST FUND (CMGIX) |
| BLACKROCK MSCI ACWI EX US IN COMMON COLLECTIVE TRUST FUND |
| BLACKROCK U. S. DEBT INDEX 1 COMMON COLLECTIVE TRUST FUND |
| T. ROWE PRICE RETIREMENT BALANCE TRUST COMMON COLLECTIVE TRUST FUND (TRRFX) |
| T. ROWE PRICE RETIREMENT 2020 COMMON COLLECTIVE TRUST FUND (TRRBX) |
| T. ROWE PRICE RETIREMENT 2030 COMMON COLLECTIVE TRUST FUND (TRRCX) |
| T. ROWE PRICE RETIREMENT 2040 COMMON COLLECTIVE TRUST FUND (TRRDX) |
| T. ROWE PRICE RETIREMENT 2050 COMMON COLLECTIVE TRUST FUND (TRRMX) |
| T. ROWE PRICE RETIREMENT 2060 COMMON COLLECTIVE TRUST FUND (TRPLX) |
| TRP STABLE VALUE FUND COMMON COLLECTIVE TRUST FUND |
Investment model portfolios
We provide two types of investment model portfolios for DUCK CREEK TECHNOLOGIES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DUCK CREEK TECHNOLOGIES 401(K) PLAN