Investment options of DSCC 401K PLAN
Total Available Funds: 53
| Investment Description |
|---|
| Carillon CARILLON SCOUT MID CAP R6 N/A |
| Dodge & Cox DODGE & COX INCOME FUND X N/A |
| Hartford HTFD INTL OPPORTUNITIES N/A |
| J.P.Morgan JPMORGAN EQUITY INCOME FUND R N/A |
| MacQuarie MACQUARIE SMALL CAP CORE R6 N/A |
| Pimco INCOME FUND – INSTL N/A |
| T. Rowe Price TRP RETIREMENT 2005 N/A |
| T. Rowe Price TRP RETIREMENT 2010 N/A |
| T. Rowe Price TRP RETIREMENT 2015 N/A |
| T. Rowe Price TRP RETIREMENT 2020 N/A |
| T. Rowe Price TRP RETIREMENT 2025 N/A |
| T. Rowe Price TRP RETIREMENT 2030 N/A |
| T. Rowe Price TRP RETIREMENT 2035 N/A |
| T. Rowe Price TRP RETIREMENT 2040 N/A |
| T. Rowe Price TRP RETIREMENT 2045 N/A |
| T. Rowe Price TRP RETIREMENT 2050 N/A |
| T. Rowe Price TRP RETIREMENT 2055 N/A |
| T. Rowe Price TRP RETIREMENT 2060 N/A |
| T. Rowe Price TRP RETIREMENT 2065 N/A |
| Vanguard VAN FTSE ALL WLD EX N/A |
| Vanguard LARGE CAP INDEX N/A |
| Vanguard MID CAP INDEX – ADM N/A |
| Vanguard SMALL CAP INDEX ADMRL N/A |
| Vanguard TOT BND MKT IND N/A |
| Voya VOYA LARGE CAP GROWTH R6 N/A |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| TRP RETIREMENT 2040 I |
| TRP RETIREMENT 2010 I |
| TRP RETIREMENT 2045 I |
| TRP RETIREMENT 2030 I |
| TRP RETIREMENT 2005 I |
| VANGUARD LARGE CAP INDEX ADM |
| TRP RETIREMENT 2035 I |
| VAN FTSE ALL WLD EX US IDX ADM |
| TRP RETIREMENT 2065 I |
| CARILLON SCOUT MID CAP R6 |
| VANGUARD TOT BND MKT IND- ADM |
| DODGE & COX INCOME FUND X |
| MACQUARIE SMALL CAP CORE R6 |
| PIMCO INCOME FUND – INSTL |
| TRP RETIREMENT 2025 I |
| TRP RETIREMENT 2055 I |
| HTFD INTL OPPORTUNITIES R6 |
| VANGUARD MID CAP INDEX – ADM |
| VANGUARD SMALL CAP INDEX ADMRL |
| AMERFUNDS AMER BALANCED – R6 |
| JPMORGAN EQUITY INCOME FUND R6 |
| TRP RETIREMENT 2050 I |
| TRP RETIREMENT 2015 I |
| VOYA LARGE CAP GROWTH R6 |
| TRP RETIREMENT 2060 I |
| TRP RETIREMENT 2020 I |
Investment model portfolios
We provide two types of investment model portfolios for DSCC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DSCC 401K PLAN