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DR. REDDY`S LABORATORIES INC. 401K PROFIT SHARING PLAN
Investment Model Portfolios

Investment options of DR. REDDY`S LABORATORIES INC. 401K PROFIT SHARING PLAN

Total Available Funds: 28
Asset Class Ticker Description
INTERNATIONAL EQUITY
WORLD STOCK RWIGX American Funds Capital World G/I R6
Foreign Large Blend RERGX American Funds EuroPacific Gr R6
Foreign Large Blend RIGGX American Funds Intl Gr And Inc R6
WORLD STOCK RLLGX American Funds SMALLCAP World R6
US EQUITY
LARGE GROWTH RGAGX American Funds Growth Fund of Amer R6
LARGE GROWTH RNGGX American Funds New Economy R6
LARGE VALUE RWMGX American Funds Washington Mutual R6
SMALL BLEND DISSX Dreyfus Small Cap Stock Index
Small Growth JATTX Janus Triton T
LARGE BLEND FXAIX Fidelity Spartan 500 Index Advtg
MID-CAP BLEND FSMAX Fidelity Spartan Extnd Mkt Idx Advtg
Emerging Market
DIVERSIFIED EMERGING MKTS ODVIX Oppenheimer Developing Markets I
Others
Target Date 2000-2010 RDATX American Funds Trgt Date Ret 2010 R4
Target Date 2011-2015 RDBTX American Funds Trgt Date Ret 2015 R4
Target Date 2016-2020 RDCTX American Funds Trgt Date Ret 2020 R4
Target Date 2021-2025 RDDTX American Funds Trgt Date Ret 2025 R4
Target Date 2026-2030 RDETX American Funds Trgt Date Ret 2030 R4
Target Date 2031-2035 RDFTX American Funds Trgt Date Ret 2035 R4
Target Date 2036-2040 RDGTX American Funds Trgt Date Ret 2040 R4
Target Date 2041-2045 RDHTX American Funds Trgt Date Ret 2045 R4
Target Date 2046-2050 RDITX American Funds Trgt Date Ret 2050 R4
Target Date 2051 RDJTX American Funds Trgt Date Ret 2055 R4
Moderate Allocation RIDGX American Funds Inc Fund of Amer R6
ROOT CASH Reliance Trust NY Life Anchor Account Series I Class 25
FIXED INCOME
Intermediate Government FGOVX Fidelity Government Income
Intermediate-Term Bond JDFNX Janus Flexible Bond N
WORLD BOND TGBAX Templeton Global Bond Adv
REAL ESTATE
Global Real Estate IGREX Invesco Global Real Estate Instl

Investment model portfolios

We provide two types of investment model portfolios for DR. REDDY`S LABORATORIES INC. 401K PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
DR. REDDY`S LABORATORIES INC. 401K PROFIT SHARING PLAN Strategic Asset Allocation - Optimal Moderate NA 21.93% 1.44% 4.87% 4.10% 6.67% 6.10% 6.93%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 37.82% 8.86% 15.20% 12.89% 14.04% 10.46% 8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 22.89% 2.25% 6.63% 6.01% 7.19% 6.10% 5.79%
Data as of 10/31/2024, AR inception is 12/31/2000

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
DR. REDDY`S LABORATORIES INC. 401K PROFIT SHARING PLAN Tactical Asset Allocation Moderate NA -0.38% -0.03% 0.38% 1.54% 3.41% 4.80% 5.90%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 9.98% 9.75% 10.95% 11.06% 12.38% 9.19% 7.54%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 6.25% 1.68% 4.40% 4.69% 6.67% 5.54% 5.08%
Data as of 10/31/2023, AR inception is 12/31/2000

Asset Allocation Composite Model Portfolio

The following model portfolio is based on the MyPlanIQ Asset Allocation Composite (AAC) strategy.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Inception
DR. REDDY`S LABORATORIES INC. 401K PROFIT SHARING PLAN Asset Allocation Composite Moderate NA 12.31% 0.16% 3.88% 4.66% 6.60% 7.02% 8.36%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES) NA 34.25% 10.57% 15.70% 13.31% 14.08% 10.54% 8.97%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES) NA 18.09% 3.51% 6.88% 6.22% 7.13% 6.08% 5.92%
Data as of 11/29/2024, AR inception is 12/31/2000