Investment options of DICK’S DRIVE-INS 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMC ONE CHOICE 2035 PORT R6 |
| GDS DYNAMIC GLOBAL EQUITY R6 |
| GOLDMANSACHS BAL STRAT R6 |
| INVESCO DEVELOPING MKTS R6 |
| GS MID CAP GROWTH R6 |
| INVESCO EQV INTL EQUITY R6 |
| ISHARES US AGGREGATE BD IDX K |
| ISHARES MSCI EAFE INTL INDEX K |
| LORD ABBETT DEVELOPING GR R6 |
| INVESCO DIVIDEND INCOME R6 |
| ALGER CAPITAL APPR INSTL Y |
| AMC ONE CHOICE 2055 PORT R6 |
| ISHARES S&P 500 INDEX K |
| MFS INTL DIVERSIFICATION R6 |
| LORD ABBETT HIGH YIELD FUND R6 |
| AMC ONE CHOICE 2030 PORT R6 |
| FRANKLIN MUTUAL GLOBAL DISC R6 |
| LORD ABBETT MID CAP STOCK R6 |
| AMC INRETIREMENT PORT R6 |
| ISHARES RUSSELL 2000 SM CAP K |
| AMC ONE CHOICE 2025 PORT R6 |
| PIMCO RAE US SM INSTL |
| LORD ABBETT FUNDMNTL EQTY R6 |
| AMC ONE CHOICE 2040 PORT R6 |
| GOLDMAN GROWTH STRATEGY R6 |
| AMC ONE CHOICE 2050 PORT R6 |
| GOLDMANSACHS GVT INC R6 |
| AMC ONE CHOICE 2045 PORT R6 |
| METLIFE REL ST VAL 25053 – |
Investment model portfolios
We provide two types of investment model portfolios for DICK’S DRIVE-INS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DICK'S DRIVE-INS 401(K) PLAN