Investment options of DIAMOND MATERIALS, LLC 401K PLAN
Total Available Funds: 36
| Investment Description |
|---|
| AMERICAN BALANCED FUND |
| AMERICAN CENTURY HERITAGE |
| BLUE CHIP GROWTH |
| CAPITAL APPRECIATION FUND |
| DODGE & COX STOCK FUND |
| EUROPACIFIC GROWTH FUND |
| EXPLORER FUND |
| FIDELITY TOTAL BOND FUND |
| FUNDAMENTAL LARGE CAP |
| FINANCIAL INDUSTRIES FUND |
| HIGH YIELD FUND |
| JH DISCIPLINED VALUE |
| JPM MIDCAP VALUE FUND |
| JPM U. S. EQUITY FUND |
| CLEARBRIDGE AGG GROWTH |
| LIFESTYLE AGGRESSIVE |
| LIFESTYLE BALANCED |
| LIFESTYLE CONSERVATIVE |
| LIFESTYLE GROWTH |
| LIFESTYLE MODERATE |
| MID CAP INDEX FUND |
| MONEY MARKET FUND |
| MUTUAL BEACON |
| MUTUAL GLOBAL DISCOVERY |
| INVESCO DEVELOPING MARKET |
| INVESCO GLOBAL |
| REAL ESTATE SECURITIES FUND |
| ROYCE OPPORTUNITY |
| SMALL CAP INDEX FUND |
| T. ROWE PRICE EQUITY, INC |
| T. ROWE PRICE HEALTH SCI |
| T. ROWE PRICE SCI & TECH |
| T. ROWE PRICE SML CAP VAL |
| UTILITIES FUND |
| WISDOMTREE MID-CAP EARNINGS ETF |
| 500 INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for DIAMOND MATERIALS, LLC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DIAMOND MATERIALS, LLC 401K PLAN