Investment options of DIAMOND MATERIALS, LLC 401K PLAN
Total Available Funds: 36
Investment Description |
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AMERICAN BALANCED FUND |
AMERICAN CENTURY HERITAGE |
BLUE CHIP GROWTH |
CAPITAL APPRECIATION FUND |
DODGE & COX STOCK FUND |
EUROPACIFIC GROWTH FUND |
EXPLORER FUND |
FIDELITY TOTAL BOND FUND |
FUNDAMENTAL LARGE CAP |
FINANCIAL INDUSTRIES FUND |
HIGH YIELD FUND |
JH DISCIPLINED VALUE |
JPM MIDCAP VALUE FUND |
JPM U. S. EQUITY FUND |
CLEARBRIDGE AGG GROWTH |
LIFESTYLE AGGRESSIVE |
LIFESTYLE BALANCED |
LIFESTYLE CONSERVATIVE |
LIFESTYLE GROWTH |
LIFESTYLE MODERATE |
MID CAP INDEX FUND |
MONEY MARKET FUND |
MUTUAL BEACON |
MUTUAL GLOBAL DISCOVERY |
INVESCO DEVELOPING MARKET |
INVESCO GLOBAL |
REAL ESTATE SECURITIES FUND |
ROYCE OPPORTUNITY |
SMALL CAP INDEX FUND |
T. ROWE PRICE EQUITY, INC |
T. ROWE PRICE HEALTH SCI |
T. ROWE PRICE SCI & TECH |
T. ROWE PRICE SML CAP VAL |
UTILITIES FUND |
WISDOMTREE MID-CAP EARNINGS ETF |
500 INDEX FUND |
Investment model portfolios
We provide two types of investment model portfolios for DIAMOND MATERIALS, LLC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DIAMOND MATERIALS, LLC 401K PLAN