Investment options of D&H CONTRACTING, INC. 401(K) PLAN
Total Available Funds: 13
| Investment Option List |
|---|
| Calendar Plan Year |
| BlackRock Mid-Cap Growth Equity Inv C N/A N/A (CMGIX) |
| Columbia Threadneedle Columbia Overseas Value C N/A N/A (COSZX) |
| Calvert Calvert Emerging Markets Equity C N/A N/A (CVMAX) |
| Delaware Value Macquarie Small Cap Value Fund N/A N/A (DEVIX) |
| Eaton Vance Floating Rate Advantage Cl C N/A N/A (EIFAX) |
| Eaton Vance Low Duration Cl C N/A N/A |
| Columbia Threadneedle Columbia Dividend Income C N/A N/A (GSFTX) |
| Virtus Newfleet Multi-Sector S/T Bd C1 N/A N/A |
| Putnam Large Cap Growth Fund C N/A N/A (PNOYX) |
| Federated Hermes Federated MDT Small Cap Core C N/A N/A (QISCX) |
| Rydex Rydex Dow Jones Industrial Average® C N/A N/A (RYDAX) |
| Touchstone Touchstone Sands Capital International G N/A N/A (TCDRX) |
Investment model portfolios
We provide two types of investment model portfolios for D&H CONTRACTING, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for D&H CONTRACTING, INC. 401(K) PLAN