Investment options of DEWILD GRANT RECKERT & ASSOCIATES 401(K) PROFIT SHARING PLAN
Total Available Funds: 26
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN BALANCED R6 MUTUAL FUND |
| AMERICAN FUNDS NEW PERSPECTIVE R6 MUTUAL FUND |
| AMERICAN FUNDS NEW WORLD R6 MUTUAL FUND |
| AMERICAN FUNDS STRAT BOND R6 MUTUAL FUND |
| E-VALUATOR AGGRESSIVE GROWTH RMS FUND SRV MUTUAL FUND |
| E-VALUATOR CONS/MOD RMS S MUTUAL FUND |
| E-VALUATOR CONSERV RMS S MUTUAL FUND |
| E-VALUATOR GROWTH RMS S MUTUAL FUND |
| E-VALUATOR MODERATE RMS S MUTUAL FUND |
| E-VALUATOR VERY CONSERV RMS S MUTUAL FUND |
| FIDELITY 500 INDEX INST'L PREM MUTUAL FUND |
| FIDELITY TTL MKT IDX INST PREM MUTUAL FUND |
| HARTFORD CORE EQUITY R6 MUTUAL FUND |
| HARTFORD WORLD BOND R6 MUTUAL FUND |
| INVESTCO COMSTOCK R6 MUTUAL FUND |
| M&N RAINIER INT'L DISCOVERY Z MUTUAL FUND |
| PGIM HIGH YIELD R6 MUTUAL FUND |
| PIMCO RAE FUND'TL US SM MUTUAL FUND |
| SCHWAB FUND. INTL LG CO INDX I MUTUAL FUND |
| TRP INST'L FLOATING RATE INST MUTUAL FUND |
| VAN FTSE ALL WRLD EX US SC IDX MUTUAL FUND |
| VANGUARD EXPLORER ADMIRAL MUTUAL FUND |
| VANGUARD GROWTH INDEX ADMIRAL MUTUAL FUND |
| VANGUARD INT'L GROWTH ADMIRAL MUTUAL FUND |
| VANGUARD MID-CAP GR INDEX ADM MUTUAL FUND |
| VANGUARD MID-CAPE |
Investment model portfolios
We provide two types of investment model portfolios for DEWILD GRANT RECKERT & ASSOCIATES 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DEWILD GRANT RECKERT & ASSOCIATES 401(K) PROFIT SHARING PLAN