Investment options of DESIGN RESOURCES INCORPORATED 401(K) PLAN
Total Available Funds: 33
| Investment Option List |
|---|
| 1AMPDC1 62,852.32 |
| 1PTRX25 357,777.90 |
| 1PTRX30 1,349,146.10 |
| 1PTRX35 1,372,043.50 |
| 1PTRX40 622,897.17 |
| 1PTRX45 1,566,032.55 |
| 1PTRX50 1,193,024.89 |
| 1PTRX55 638,757.94 |
| 1PTRX60 534,824.27 |
| 1PTRX65 27,851.37 |
| 1PTRXMT 1,122,745.23 |
| 1AEDMX 92,568.88 |
| 1RERGX 112,893.15 |
| 1AMIEC1 203,304.07 |
| 1FSPSX 441,362.10 |
| 1AREDX 129,656.79 |
| 1FKALX 156,009.63 |
| 1FSSNX 303,976.84 |
| 1WTMCER 319,140.13 |
| 1MVCKX 176,765.71 |
| 1RPTTX 258,991.77 |
| 1AMDEC1 659,204.81 |
| 1ABLCGR 430,700.70 |
| 1RWMGX 290,588.90 |
| 1FXAIX 1,048,594.85 |
| 1OIEJX 19,717.32 |
| 1ALRDFI 208,076.03 |
| 1AMICC1 90,595.19 |
| 1PIMIX 92,439.35 |
| 1PGTQX 4,381.61 |
| 1H0089A 199,469.46 |
| 1KGPGW 1.450 40,977.78 |
| FORFEITURES 214.52 |
Investment model portfolios
We provide two types of investment model portfolios for DESIGN RESOURCES INCORPORATED 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DESIGN RESOURCES INCORPORATED 401(K) PLAN