Investment options of DESERT PAIN SPECIALISTS, PC 401(K) PLAN
Total Available Funds: 23
| Investment Description |
|---|
| ALTA TRUST SIA BALANCED CONSERVATIVE CLASS 2 |
| ALTA TRUST SIA BALANCED MODERATE CLASS 2 |
| ALTA TRUST SIA BALANCED GROWTH CLASS 2 |
| ALTA TRUST SIA GLOBAL GROWTH CLASS 2 |
| ADIRONDACK FUNDS ADIRONDACK SMALL CAP |
| ARTISAN MID CAP FUND ARTISAN MID CAP INVESTOR |
| WILLIAM BLAIR FUNDS WILLIAM BLAIR INTERNATIONAL GROWTH N |
| COHEN & STEERS COHEN & STEERS REALTY SHARES |
| DWS DWS RREEF GLOBAL INFRASTRUCTURE FUND |
| GRANDEUR PEAK FUNDS GRANDEUR PEAK INTERNATIONAL OPPORTUNITIES |
| JPMORGAN JPMORGAN MID CAP VALUE |
| THE OAKMARK FUNDS OAKMARK FUND |
| THE OAKMARK FUNDS OAKMARK INTERNATIONAL |
| JANUS HENDERSON JANUS HENDERSON TRITON FUND |
| JOHN HANCOCK JOHN HANCOCK DISCIPLINED VALUE R6 |
| MATTHEWS ASIA FUNDS MATTHEWS ASIA DIVIDEND INVESTOR |
| MATTHEWS ASIA FUNDS MATTHEW EMG MKTS SMALL CO INV CL |
| T. ROWE PRICE T. ROWE PRICE BLUE CHIP GROWTH |
| WASATCH WASATCH EMERGING MARKETS SMALL CAP |
| FIDELITY FIDELITY MONEY MARKET FUND |
| AMERICAN CENTURY AMERICAN CENTURY SHORT DURIATION INFLATION |
| JPMORGAN JPMORGAN STRATEGIC INCOME OPPORTUNITIES FUND |
| METROPOLITAN WEST INVESTMENT METROPOLITAN WEST TOTAL RETURN BOND FUND CLASS M |
Investment model portfolios
We provide two types of investment model portfolios for DESERT PAIN SPECIALISTS, PC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DESERT PAIN SPECIALISTS, PC 401(K) PLAN