Investment options of DELKOR SYSTEMS, INC 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| Fidelity |
| T. Rowe Price Blue Chip Growth I |
| BlackRock Lifepath Index 2055 K |
| BlackRock Lifepath Index 2060 K |
| BlackRock Lifepath Index 2050 K |
| American Funds Washington Mutual R6 |
| BlackRock Lifepath Index Retire K |
| BlackRock Lifepath Index 2030 K |
| Carillon Eagle Mid Cap Growth R6 |
| Carillon Eagle Small Cap Growth R6 |
| BlackRock Lifepath Index 2040 K |
| BlackRock Lifepath Index 2045 K |
| Victory Sycamore Established Value I |
| BlackRock Lifepath Index 2035 K |
| DFA Intl Small Company Port Instl |
| Fidelity Mid Cap Index |
| Fidelity U.S. Bond |
| Allspring Core Bond R6 |
| Fidelity Small Cap Index |
| American Beacon Small Cap Value R5 |
| MetLife GAC-25053 Class |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| American Funds |
| American Beacon |
| Carillon |
| Allspring |
| BlackRock |
| T. Rowe Price |
Investment model portfolios
We provide two types of investment model portfolios for DELKOR SYSTEMS, INC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DELKOR SYSTEMS, INC 401(K) PLAN