Investment options of DCI ENGINEERS 401(K) RETIREMENT PLAN & TRUST
Total Available Funds: 33
| Investment Option List |
|---|
| JPMORGAN LARGE CAP GROWTH R6 Registered investment company (SEEGX) |
| VANGUARD 500 INDEX F Registered investment company (VFINX) |
| DFA INTL LARGE CAP GWTH INST Registered investment company |
| AMERICAN MUTAL FUND R6 Registered investment company |
| VANGUARD MID CAP INDEX FUND ADMIRAL Registered investment company (VIMSX) |
| VANGUARD SMALL CAP INDEX ADMIRAL SH Registered investment company (VISVX) |
| DODGE & COX INCOME F Registered investment company (DODIX) |
| T ROWE PRICE NEW HORIZONS FUND Registered investment company (PRNHX) |
| VANGUARD TARGET RETIREMENT 2055 INV Registered investment company (VTOVX) |
| VANGUARD TARGET RETIREMENT 2050 FD I Registered investment company (VFIFX) |
| VANGUARD TARGET RETIREMENT 2060 INV Registered investment company (VTOVX) |
| PARNASSUS CORE EQTY FD INST Registered investment company |
| VANGUARD MID CAP VALINDEX ADMIRAL Registered investment company (VIMSX) |
| DFA EMERGING MKTS PORT INSTL Registered investment company (LIEMX) |
| DFA INTL SMALL CO PORT INSTL Registered investment company (DFMPX) |
| VANGUARD TARGET RETIREMENT 2025 FD I Registered investment company (VTTVX) |
| VANGUARD MID-CAP GROWTH INDEX ADMIRA Registered investment company (VMGIX) |
| VANGUARD SMALL CAP GROWTH INDEX ADMI Registered investment company (VISGX) |
| DFA US SMALL CAP VALUE PORT INSTL Registered investment company (DISVX) |
| VANGUARD SHORT-TERM INVST GRADE ADM Registered investment company (VFSTX) |
| DFA INTL SUSTAIN CORE 1 PORT INSTL Registered investment company (CDFPX) |
| DFA INFLATION PROTECT SEC PORT INSTL Registered investment company |
| VANGUARD TARGET RETIREMENT 2035 FD I Registered investment company (VTTHX) |
| VANGUARD TARGET RETIREMENT 2045 FD I Registered investment company (VTIVX) |
| AMERICAN FD AMERICAN BAL FD R6 Registered investment company |
| DFA US MICRO CAP PORT INSTL Registered investment company (RYOTX) |
| VANGUARD TARGET RETIREMENT 2065 Registered investment company (VSXFX) |
| VANGUARD TARGET RETIREMENT 2040 FD I Registered investment company (VFORX) |
| VANGUARD TARGET RETIREMENT 2030 FD I Registered investment company (VTHRX) |
| VANGUARD TARGET RETIREMENT 2020 FD I Registered investment company (VTWNX) |
| VANGUARD TARGET RETIREMENT 2070 FUND Registered investment company (VSVNX) |
| VANGUARD TARGET RETIREMENT INCM INV Registered investment company (VTOVX) |
| maturing through November 2036 -0- |
Investment model portfolios
We provide two types of investment model portfolios for DCI ENGINEERS 401(K) RETIREMENT PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DCI ENGINEERS 401(K) RETIREMENT PLAN & TRUST