Investment options of DBM GLOBAL INC. 401(K) PLAN
Total Available Funds: 38
| Investment Option List |
|---|
| WELLS FARGO/BLACKROCK INTERNATIONAL EQUITY INDEX TR CIT (WFEBX) |
| WELLS FARGO/BLACKROCK RUSSELL 2000 INDEX TR CIT |
| WELLS FARGO/BLACKROCK S&P 500 INDEX TR CIT |
| WELLS FARGO/BLACKROCK S&P MIDCAP INDEX TR CIT |
| WELLS FARGO/BLACKROCK U. S. AGGREGATE BOND INDEX TR CIT |
| WELLS FARGO CORE BOND TR CIT (MBFRX) |
| WELLS FARGO/BLACKROCK MFS VALUE TR CIT |
| WELLS FARGO MULTI-MANAGER SMALL CAP TR CIT (WFSIX) |
| WELLS FARGO STABLE RETURN TR FUND (WARCX) |
| FIDELITY US BOND INDEX (FSHBX) |
| METROPOLITAN WEST TOTAL RETURN BOND FUND (MWTIX) |
| FIDELITY 500 INDEX FUND (FXAIX) |
| FIDELITY MID CAP INDEX FUND (FIIMX) |
| FIDELITY SMALL CAP INDEX FUND (FSISX) |
| JP MORGAN MID CAP GROWTH FUND (DGRDX) |
| JP MORGAN US EQUITY FUND |
| MAINSTAY WINSLOW LARGE CAP GROWTH FUND (MLRMX) |
| T ROWE PRICE SMALL-CAP STOCK FUND INC (TRSSX) |
| EUROPACIFIC GROWTH FUND (CEUFX) |
| FIDELITY GLOBAL EX US INDEX FUND |
| INVESCO GLOBAL FUND (GADDX) |
| JOHN HANCOCK DISCIPLINED VALUE MID CAP FUND (JVMRX) |
| MFS VALUE FUND (MINIX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2015 FUND (VTXVX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2020 FUND (VTWNX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2025 FUND (VTTVX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2030 FUND (VTHRX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2035 FUND (VTTHX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2040 FUND (VFORX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2045 FUND (VTIVX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2050 FUND (VFIFX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2055 FUND (VFFVX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2060 FUND (VTTSX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT 2065 FUND (VSXFX) |
| VANGUARD INSTITUTIONAL TARGET RETIREMENT INCOME FUND (VTINX) |
| ACADIAN EMERGING MARKETS I – TR (AEMGX) |
| NORTHERN GLOBAL REAL ESTATE INDEX – TR (NGREX) |
| PIMCO HIGH YIELD I – TR (PHSPX) |
Investment model portfolios
We provide two types of investment model portfolios for DBM GLOBAL INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DBM GLOBAL INC. 401(K) PLAN