Investment options of DBH 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| Dodge & Cox Balanced " |
| Fidelity 500 Index " |
| Franklin Small Cap Growth " |
| Invesco Developing Markets " |
| Invesco Oppenheimer International Growth " |
| Vanguard Primecap Fund " |
| American Century Mid Cap Value Pooled separate account |
| Columbia Dividend Value " |
| Day One IncomeFlex Target balanced " |
| MFS International Value Equity " |
| Small Cap Value Integrity Fund " |
| 1D0242A 207,062.28 |
| 1ODVIX 1,123,950.30 |
| 1OIGIX 1,660,841.45 |
| 1D2131A 1,360,214.69 |
| 1PGRQX 11,568.55 |
| 1FSMLX 525,076.79 |
| 1D0197A 688,712.19 |
| 1CHCIX 519,627.38 |
| 1D0270A 715,334.54 |
| 1FXAIX 394,573.60 |
| 1VPMAX 1,882,899.08 |
| 1D0250A 1,744,094.19 |
| 1DODBX 34,902.93 |
| 1D0255A 1,388,793.44 |
| 1D2733A 1,431,546.84 |
| FORFEITURES 37,562.30 |
Investment model portfolios
We provide two types of investment model portfolios for DBH 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DBH 401(K) PLAN