Investment options of DAWOOD ENGINEERING INC 401K PLAN
Total Available Funds: 31
| Investment Description |
|---|
| American Beacon Large Cap Value Fund 4,106.772 units |
| American Funds American Balanced Fund 8,366.352 units |
| American Funds New Perspective Growth Fund 4,908.809 units |
| American Funds New World Fund 5,665.843 units |
| DFA Inflation-Protected Securities Portfolio 412.283 units |
| Eaton Vance Income Fund of Boston 15,157.040 units |
| Fidelity Advisor International Growth Fund 19,046.359 units |
| Fidelity 500 Index Fund 7,149.567 units |
| JPMorgan U.S. Equity Fund 12,713.601 units |
| MFS Research International Fund 4,756.760 units |
| Neuberger Berman Mid Cap Growth Fund 1,813.692 units |
| Vanguard International Value Fund 3.627 units |
| Vanguard Mid-Cap Index Fund 18,337.586 units |
| Vanguard Small-Cap Index Fund 5,685.225 units |
| Vanguard Target Retirement 2020 Fund 2,536.224 units |
| Vanguard Target Retirement 2025 Fund 7,789.424 units |
| Vanguard Target Retirement 2030 Fund 5,135.425 units |
| Vanguard Target Retirement 2035 Fund 22,375.180 units |
| Vanguard Target Retirement 2040 Fund 29,162.478 units |
| Vanguard Target Retirement 2045 Fund 48,522.957 units |
| Vanguard Target Retirement 2050 Fund 34,835.693 units |
| Vanguard Target Retirement 2055 Fund 39,970.366 units |
| Vanguard Target Retirement 2060 Fund 22,736.657 units |
| Vanguard Target Retirement 2065 Fund 4,296.293 units |
| Vanguard Target Retirement Income Fund 6,362.380 units |
| Victory Sycamore Established Value Fund 3,384.482 units |
| Voya Intermediate Bond Fund 3,910.864 units |
| Large Cap Growth Fund III 85,106.597 units |
| Small Cap Growth Fund II 8,427.268 units |
| Small Cap Value Fund II 6,756.823 units |
| Voya Fixed Account N/A |
Investment model portfolios
We provide two types of investment model portfolios for DAWOOD ENGINEERING INC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DAWOOD ENGINEERING INC 401K PLAN