Investment options of DAVID OPPENHEIMER AND COMPANY 401K PLAN
Total Available Funds: 34
| Investment Description |
|---|
| PIMCO TOTAL RETURN ADMINISTRATIVE FUND |
| ARTISAN FUNDS MID CAP VALUE ADV FUND |
| T. ROWE PRICE DIVIDEND GROWTH I |
| COLUMBIA FUNDS DIVIDEND INCOME ADV FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH ADV FUND |
| AMERICAN CENTURY SMALL CAP VALUE INVENTORY |
| PGIM HIGH YIELD R6 FUND |
| RBC EMERGING MARKETS EMERGING MARKETS EQ A |
| FIDELITY INVESTMENTS FIDELITY FUND |
| FIDELITY INVESTMENTS INTERMEDIATE BOND FUND |
| FIDELITY INVESTMENTS FIDELITY ASSET MANAGER 50% FUND |
| FIDELITY INVESTMENTS LOW PRICED STOCK FUND |
| FIDELITY INVESTMENTS CONTRAFUND K FUND |
| FIDELITY INVESTMENTS OTC K6 FUND |
| FIDELITY INVESTMENTS US BOND INDEX |
| FIDELITY INVESTMENTS 500 INDEX FUND |
| FIDELITY INVESTMENTS MID CAP INDEX FUND |
| FIDELITY INVESTMENTS SMALL CAP INDEX |
| FIDELITY INVESTMENTS TOTAL MARKET INDEX FUND |
| FIDELITY INVESTMENTS INTERNATIONAL INDEX FUND |
| FIDELITY INVESTMENTS BLUE CHIP GROWTH K6 FUND |
| FIDELITY INVESTMENTS DIVERSIFIED INTERNATIONAL K6 FUND |
| FIDELITY INVESTMENTS FREEDOM 2015 K6 |
| FIDELITY INVESTMENTS FREEDOM 2020 K6 |
| FIDELITY INVESTMENTS FREEDOM 2025 K6 |
| FIDELITY INVESTMENTS FREEDOM 2030 K6 |
| FIDELITY INVESTMENTS FREEDOM 2035 K6 |
| FIDELITY INVESTMENTS FREEDOM 2040 K6 |
| FIDELITY INVESTMENTS FREEDOM 2045 K6 |
| FIDELITY INVESTMENTS FREEDOM 2050 K6 |
| FIDELITY INVESTMENTS FREEDOM 2055 K6 |
| FIDELITY INVESTMENTS FREEDOM 2060 K6 |
| FIDELITY INVESTMENTS FREEDOM INC K6 |
| FIDELITY INVESTMENTS FREEDOM 2065 K6 |
Investment model portfolios
We provide two types of investment model portfolios for DAVID OPPENHEIMER AND COMPANY 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DAVID OPPENHEIMER AND COMPANY 401K PLAN