Investment options of DAUBERT INDUSTRIES INC. PROFIT SHARING PLAN
Total Available Funds: 37
| Investment Description |
|---|
| AMERICAN BEACON LARGE CAP VALUE FUND CLASS INSTITUTIONAL REGISTERED INVESTMENT COMPANY |
| BROKERAGELINK REGISTERED INVESTMENT COMPANY |
| FIDELITY 500 INDEX PREMIUM - PREMIUM CLASS REGISTERED INVESTMENT COMPANY |
| FIDELITY BLUE CHIP GROWTH FUND - CLASS K REGISTERED INVESTMENT COMPANY |
| FIDELITY CAPITAL & INCOME FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY CONTRAFUND - CLASS K REGISTERED INVESTMENT COMPANY |
| FIDELITY EMERGING MARKETS K REGISTERED INVESTMENT COMPANY |
| FIDELITY EXTENDED MARKET INDEX REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2005 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2010 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2015 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2020 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2025 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2030 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2035 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2040 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2045 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2050 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2055 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2060 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K 2065 FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY FREEDOM K INCOME FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY INFLATION PREMIUM BOND INDEX FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY INTERNATIONAL DISCOVERY FUND - CLASS K REGISTERED INVESTMENT COMPANY |
| FIDELITY INTERNATIONAL INDEX FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY LOW-PRICED STOCK FUND - CLASS K REGISTERED INVESTMENT COMPANY |
| FIDELITY PURITAN FUND - CLASS K REGISTERED INVESTMENT COMPANY |
| FIDELITY TOTAL BOND FUND REGISTERED INVESTMENT COMPANY |
| FIDELITY U.S. BOND INDEX FUND REGISTERED INVESTMENT COMPANY |
| JH ENTERPRISE FUND CLASS T REGISTERED INVESTMENT COMPANY |
| JH TRITON FUND - CLASS N REGISTERED INVESTMENT COMPANY |
| MAINSTAY LARGE CAP GROWTH FUND CLASS I REGISTERED INVESTMENT COMPANY |
| PIF SMALL CAP INSTITUTIONAL REGISTERED INVESTMENT COMPANY |
| PIMCO RAE US SMALL FUND INSTITUTIONAL CLASS REGISTERED INVESTMENT COMPANY |
| PIMCO TOTAL RETURN FUND INSTITUTIONAL CLASS REGISTERED INVESTMENT COMPANY |
| VICTORY S ESTB VAL 1 REGISTERED INVESTMENT COMPANY |
| FIDELITY MANAGED INCOME PORTFOLIO COMMON COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for DAUBERT INDUSTRIES INC. PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DAUBERT INDUSTRIES INC. PROFIT SHARING PLAN