Investment options of DATA.WORLD 401(K) PLAN
Total Available Funds: 51
| Investment Description |
|---|
| Empower AllSpring Core Plus Bond |
| Empower AllSpring Special Small Cap Value |
| Empower American Funds 2025 Target Date Ret Fund |
| Empower American Funds 2030 Target Date Ret Fund |
| Empower American Funds 2035 Target Date Ret Fund |
| Empower American Funds 2040 Target Date Ret Fund |
| Empower American Funds 2045 Target Date Ret Fund |
| Empower American Funds 2050 Target Date Ret Fund |
| Empower American Funds 2055 Target Date Ret Fund |
| Empower American Funds 2060 Target Date Ret Fund |
| Empower American Funds 2065 Target Date Ret Fund |
| Empower American Funds New World Fund |
| Empower Calvert US Large Cap Cr Rsp Ind Fund |
| Empower Columbia Dividend Value |
| Empower DFA US Small Cap Growth Instl |
| Empower Fidelity |
| Empower Fidelity Advisor Technology |
| Empower Fidelity Global Ex US Index |
| Empower Fidelity MidCap |
| Empower Fidelity SmallCap |
| Empower JPMorgan LargeCap Growth |
| Empower MFS MidCap Growth Fund |
| Empower PIMCO Income Instl |
| Empower Victory Sycamore Established Value |
| 1RFDTX 71,106.05 |
| 1RFETX 58,290.97 |
| 1RFFTX 509,164.58 |
| 1RFGTX 705,250.02 |
| 1RFHTX 581,147.34 |
| 1RFITX 680,157.98 |
| 1RFKTX 575,333.22 |
| 1RFUTX 178,087.17 |
| 1RFVTX 33,752.71 |
| 1RNWGX 162,762.40 |
| 1FSGGX 321,535.88 |
| 1FIKHX 297,489.47 |
| 1TIREX 119,535.87 |
| 1DSCGX 161,554.21 |
| 1FSSNX 98,372.19 |
| 1ESPRX 29,541.69 |
| 1FSMDX 151,616.07 |
| 1OTCKX 133,316.57 |
| 1VEVRX 28,866.07 |
| 1CISIX 17,939.36 |
| 1FXAIX 1,120,097.21 |
| 1H0051A 8,132.62 |
| 1H0106A 168,591.39 |
| 1BFFXX 25,434.10 |
| 1PIMIX 23,110.79 |
| 1STYJX 200,406.00 |
| FORFEITURES 411.55 |
Investment model portfolios
We provide two types of investment model portfolios for DATA.WORLD 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DATA.WORLD 401(K) PLAN