Investment options of CZARNOWSKI DISPLAY SERVICE INC. 401K PLAN
Total Available Funds: 29
| Investment Description |
|---|
| Fidelity Investments 500 Index Premium Fund |
| JPMorgan Large Cap Growth Fund Class R6 |
| Columbia Threadneedle Investments Diversified Income Fund Class I3 |
| T. Rowe Price Retirement Retirement 2030 Fund |
| Janus Henderson Enterprise I Janus Henderson Enterprise Fund Class N |
| T. Rowe Price Retirement Retirement 2040 Fund |
| Dimensional Fund Advisors U.S. Small-Cap Portfolio Institutional Class |
| Fidelity Investments Mid-Cap |
| Columbia Threadneedle Investments Contrarian Core Fund Institutional 3 Class |
| T. Rowe Price Retirement Retirement 2050 Fund |
| American Funds American Balanced Fund Class R6 |
| T. Rowe Price Retirement Retirement 2045 Fund |
| Hartford Funds International Opportunities Fund Class R6 |
| PIMCO Income Fund Institutional Class |
| Allspring Global Investments Special Mid Cap Value R6 |
| T. Rowe Price Retirement Retirement 2055 Fund |
| T. Rowe Price Retirement Retirement 2060 Fund |
| T. Rowe Price Retirement Retirement 2035 Fund |
| PGIM Investments High-Yield Fund- Class R6 |
| T. Rowe Price Retirement Retirement 2020 Fund |
| T. Rowe Price Retirement Retirement 2025 Fund |
| Dimensional Fund Advisors |
| Vanguard GNMA Fund Admiral Shares |
| T. Rowe Price Retirement Retirement 2010 Fund |
| T. Rowe Price Retirement Retirement 2005 Fund |
| T. Rowe Price Retirement Retirement 2065 Fund |
| T. Rowe Price Retirement Retirement 2015 Fund |
| Companies |
| Fidelity Investments Managed Income Portfolio Class |
Investment model portfolios
We provide two types of investment model portfolios for CZARNOWSKI DISPLAY SERVICE INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CZARNOWSKI DISPLAY SERVICE INC. 401K PLAN