Investment options of CUSTOM PRODUCTS RETIREMENT PLAN
Total Available Funds: 15
| Investment Option List |
|---|
| Securian AM S & P 500 Index Pooled Separate Account |
| Amer Funds New Persp Fund, R6 Pooled Separate Account |
| Dodge & Cox Income Investor Pooled Separate Account (DODIX) |
| Vanguard Mid-C Gro Idx Pooled Separate Account |
| MFS Growth R3 Pooled Separate Account |
| DFA Infl-Protected Sec Port I Pooled Separate Account |
| Vanguard Mid-C Val Idx Adm Pooled Separate Account |
| Vanguard Sm-Cap Val Ind Adm Pooled Separate Account |
| Colmb Glbl Tech Gr Pooled Separate Account |
| Dodge & Cox Stock Investor Pooled Separate Account (DODFX) |
| BNY Mellon Natural Resources I Pooled Separate Account |
| Janus Henderson Glb Life Scl I Pooled Separate Account |
| Janus Henderson Triton N Pooled Separate Account |
| Mstnly Inst Intl Opp I Pooled Separate Account |
| Hotchkis & Wiley High Yield I Pooled Separate Account (HWHAX) |
Investment model portfolios
We provide two types of investment model portfolios for CUSTOM PRODUCTS RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CUSTOM PRODUCTS RETIREMENT PLAN