Investment options of CUSTOM AGRI SYSTEMS, INC. 401(K) PLAN
Total Available Funds: 41
| Investment Option List |
|---|
| Vanguard Target Retirement 2030 (VTHRX) |
| Vanguard Target Retirement 2055 (VFFVX) |
| Vanguard Target Retirement 2040 (VFORX) |
| Vanguard Target Retirement 2050 (VFIFX) |
| Vanguard Target Retirement 2045 (VTIVX) |
| Vanguard Target Retirement 2035 (VTTHX) |
| Vanguard 500 Index Admiral #540 (VFINX) |
| Vanguard Value Index Admiral Fund #506 (VTRIX) |
| Vanguard Index Trust Mid Cap Index Fund Admiral SHS (VIMSX) |
| Vanguard Target Retirement 2065 (VSXFX) |
| Vanguard Growth Index Admiral (VQNPX) |
| Vanguard Emerging Markets Stock Index Adm (VEIEX) |
| Schwab US Large-Cap Growth Index (SWLSX) |
| Dodge & Cox Income (DODIX) |
| Vanguard Mid Cap Value Index ADM (VMVIX) |
| State Street Aggregate Bond Index K (SSAFX) |
| Vanguard Mid Cap Growth Index ADM (VMGIX) |
| Vanguard Small Cap Value Index Admiral (VISVX) |
| Schwab U.S. Small-Cap (SWSMX) |
| Vanguard Small Cap Index Admiral Fund #548 (VISVX) |
| State Street Equity 500 Index K (STFAX) |
| Vanguard Target Retirement 2060 (VTTSX) |
| Vanguard Small Cap Growth Index Admiral (VISGX) |
| Pimco Intl Bond (USD Hedged) Inst (TIBWX) |
| Fidelity Mid Cap Growth Index (FSMGX) |
| Vanguard Target Retirement Income (VTINX) |
| T.Rowe Price Floating Rate (RPIFX) |
| Blackrock Strategic Income Opp Bond Portfolio Instl CL (BSIIX) |
| SPDR State Street Global Advisors Gold Trust |
| Vanguard Target Retirement 2020 (VTWNX) |
| Vanguard Target Retirement 2025 (VTTVX) |
| Dimensional Inflation-Protected Securities l (VIPSX) |
| Fidelity Inflation Protected Bd Idx Inv (FSPWX) |
| Fidelity Small Cap Growth Index (FCIGX) |
| Fidelity Short-Term Bond Index (FSHBX) |
| Vanguard Long Term Bond IDX ADM (VLGIx) |
| Boston Trust/Walden Balanced |
| Schwab US Large-Cap Value Index (SWLVX) |
| Fidelity Small Cap Value Index (FCPVX) |
| Fidelity Mid Cap Value Index (FSMVX) |
| Janus Henderson Developed World Bond |
Investment model portfolios
We provide two types of investment model portfolios for CUSTOM AGRI SYSTEMS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CUSTOM AGRI SYSTEMS, INC. 401(K) PLAN