Investment options of CURTIS INDUSTRIES LLC RETIREMENT PLAN
Total Available Funds: 28
| Investment Description |
|---|
| 194,520 units |
| Fidelity Contrafund –1,270 units |
| 69,965 units |
| 69,534 units |
| 58,056 units |
| 43,702 units |
| 44,880 units |
| JP Morgan U.S. Equity Fund –9,115 units |
| 5,049 units |
| 39,585 units |
| Vanguard Growth Index Fund –1,686 units |
| 4,952 units |
| 21,792 units |
| America – 959 units |
| Royce Opportunity Account –1,930 units |
| Income Fund–1,130 units |
| Mutual Global Discovery Fund–578 units |
| 7,785 units |
| 6,524 units |
| Dodge & Cox Stock Fund –129 units |
| 5,629 units |
| 403 units |
| AMG River Road Mid Cap Fund –368 units |
| T. Rowe Price Equity Income Fund– |
| Invesco Small Cap Growth Fund–338 units |
| JH Disciplined Value Fund–575 units |
| 1,694 units |
| –19 units |
Investment model portfolios
We provide two types of investment model portfolios for CURTIS INDUSTRIES LLC RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CURTIS INDUSTRIES LLC RETIREMENT PLAN