CTS CORPORATION RETIREMENT SAVINGS PLAN
Investment Model Portfolios
The symbol of the complany is CTS.
Investment options of CTS CORPORATION RETIREMENT SAVINGS PLAN
Total Available Funds: 27
| Asset Class |
Ticker
| Description |
| INTERNATIONAL EQUITY |
|
|
| Foreign Large Blend |
REREX |
American Funds EuroPacific Growth R4 Fund |
| Foreign Large Value |
VTRIX |
Vanguard International Value Fund |
| Foreign Large Blend |
VGTSX |
Vanguard Total International Stock Index Fund |
|
| US EQUITY |
|
|
| LARGE BLEND |
RFNEX |
American Funds Fundamental R4 Fund |
| LARGE GROWTH |
RGAEX |
American Funds Growth Fund of America R4 Fund |
| MID-CAP VALUE |
FDVLX |
Fidelity Value Fund |
| Mid-Cap Growth |
MPEGX |
Morgan Stanley Institutional Mid Cap Growth Fund |
| SMALL BLEND |
PENNX |
Royce Pennsylvania Mutual Investment Fund |
| MID-CAP BLEND |
RPFIX |
Royce Premier Fund |
| LARGE VALUE |
PRFDX |
T. Rowe Price Equity Income Fund |
| LARGE BLEND |
VFINX |
Vanguard 500 Index Fund |
| MID-CAP BLEND |
VMCIX |
Vanguard Mid-Cap Index Fund |
| SMALL BLEND |
NAESX |
Vanguard Small-Cap Index Fund |
|
| Others |
|
|
| ROOT |
GABGX |
GAMCO Growth Fund |
| Moderate Allocation |
OAKBX |
Oakmark Equity and Income Fund |
| Target Date 2000-2010 |
VTOVX |
Vanguard Target Retirement 2005 Fund |
| Target Date 2000-2010 |
VTENX |
Vanguard Target Retirement 2010 Fund |
| Target Date 2011-2015 |
VTXVX |
Vanguard Target Retirement 2015 Fund |
| Target Date 2016-2020 |
VTWNX |
Vanguard Target Retirement 2020 Fund |
| Target Date 2021-2025 |
VTTVX |
Vanguard Target Retirement 2025 Fund |
| Target Date 2026-2030 |
VTHRX |
Vanguard Target Retirement 2030 Fund |
| Target Date 2031-2035 |
VTTHX |
Vanguard Target Retirement 2035 Fund |
| Target Date 2036-2040 |
VFORX |
Vanguard Target Retirement 2040 Fund |
| Target Date 2041-2045 |
VTIVX |
Vanguard Target Retirement 2045 Fund |
| Target Date 2050+ |
VFIFX |
Vanguard Target Retirement 2050 Fund |
| Retirement Income |
VTINX |
Vanguard Target Retirement Income Fund |
|
| FIXED INCOME |
|
|
| Intermediate-Term Bond |
PTTRX |
PIMCO Total Return Fund |
|
Investment model portfolios
We provide two types of investment model portfolios for CTS CORPORATION RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Example model portfolios
The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.
Strategic Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.
Tactical Asset Allocation Model Portfolio
The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.
The return data shown below all delayed by 3 months. Their latest dates are all the same: 10/31/2024.
AR inception is since 12/31/2000.
|
Ticker/Portfolio |
Last 1 Week |
1 Yr |
3 Yr |
5 Yr |
10 Yr |
15 Yr |
20 Yr |
Inception |
YTD |
2024 |
2023 |
2022 |
2021 |
2020 |
2019 |
2018 |
2017 |
2016 |
2015 |
2014 |
2013 |
2012 |
2011 |
2010 |
2009 |
2008 |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
1997 |
1996 |
1995 |
1994 |
1993 |
1992 |
1991 |
1990 |
1989 |
1988 |
1987 |
1986 |
1985 |
1984 |
1983 |
1982 |
1981 |
1980 |
1979 |
|
Annualized Return (%)
|
CTS Corporati... Moderate
|
-1.28 |
22.89 |
2.08 |
5.38 |
4.30 |
4.96 |
5.99 |
6.64 |
NA |
11.82 |
10.08 |
-13.51 |
9.22 |
9.97 |
10.66 |
-2.92 |
9.45 |
1.45 |
-1.26 |
1.37 |
13.35 |
5.62 |
0.57 |
7.82 |
16.44 |
-3.26 |
12.52 |
12.58 |
6.96 |
9.68 |
19.52 |
3.32 |
6.54 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
-1.79 |
37.82 |
8.86 |
15.20 |
12.89 |
14.04 |
10.46 |
8.70 |
NA |
24.84 |
26.12 |
-18.24 |
28.53 |
18.74 |
31.33 |
-4.55 |
21.66 |
11.83 |
1.23 |
13.52 |
32.17 |
15.82 |
1.96 |
14.91 |
26.52 |
-37.02 |
5.39 |
15.64 |
4.77 |
10.74 |
28.50 |
-22.17 |
-12.03 |
-9.05 |
21.08 |
28.62 |
33.18 |
22.87 |
37.45 |
1.18 |
10.15 |
8.24 |
32.05 |
-3.33 |
28.37 |
14.92 |
3.97 |
9.30 |
22.60 |
3.67 |
17.07 |
19.25 |
-8.55 |
27.89 |
-2.07 |
|
VSMGX (VANGUA...R SHARES)
|
-1.02 |
22.89 |
2.25 |
6.63 |
6.01 |
7.19 |
6.10 |
5.79 |
NA |
10.28 |
15.51 |
-16.01 |
10.08 |
13.59 |
19.30 |
-6.28 |
14.86 |
7.09 |
-2.21 |
6.38 |
14.73 |
9.78 |
0.12 |
13.14 |
20.35 |
-26.49 |
7.21 |
13.30 |
5.68 |
11.76 |
22.40 |
-10.34 |
-4.78 |
1.27 |
14.09 |
21.59 |
17.90 |
10.77 |
26.58 |
2.04 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Sharpe Ratio
|
CTS Corporati... Moderate
|
NA |
0.68 |
-0.13 |
0.29 |
0.34 |
NA |
NA |
0.70 |
0.06 |
0.52 |
0.73 |
-1.46 |
1.06 |
1.07 |
2.09 |
-0.62 |
1.54 |
0.29 |
-0.24 |
0.23 |
1.91 |
1.05 |
0.07 |
0.71 |
1.93 |
-1.01 |
0.97 |
1.20 |
0.83 |
1.23 |
3.35 |
0.56 |
1.16 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
0.23 |
0.32 |
0.74 |
0.56 |
NA |
NA |
0.44 |
-0.70 |
1.44 |
1.69 |
-0.81 |
2.17 |
0.53 |
2.40 |
-0.34 |
3.16 |
0.89 |
0.08 |
1.19 |
2.90 |
1.25 |
0.08 |
0.82 |
0.97 |
-0.92 |
0.15 |
1.24 |
0.25 |
0.88 |
1.63 |
-0.90 |
-0.68 |
-0.59 |
0.98 |
1.24 |
1.62 |
1.63 |
4.33 |
-0.18 |
0.91 |
0.58 |
1.92 |
-0.53 |
1.73 |
0.60 |
0.00 |
0.31 |
1.49 |
-0.24 |
0.80 |
0.65 |
-1.27 |
1.19 |
-3.84 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
0.29 |
0.15 |
0.51 |
0.38 |
NA |
NA |
0.49 |
-0.10 |
0.48 |
1.37 |
-1.22 |
1.32 |
0.70 |
2.78 |
-0.86 |
3.76 |
0.83 |
-0.26 |
1.01 |
2.16 |
1.23 |
0.01 |
1.18 |
1.12 |
-0.98 |
0.41 |
1.36 |
0.50 |
1.49 |
2.09 |
-0.75 |
-0.58 |
-0.23 |
1.08 |
1.57 |
1.57 |
0.93 |
4.20 |
4.63 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Standard Deviation(%)
|
CTS Corporati... Moderate
|
NA |
9.92 |
9.44 |
9.23 |
7.56 |
NA |
NA |
7.21 |
6.99 |
9.98 |
7.96 |
10.18 |
8.69 |
9.08 |
4.42 |
6.85 |
5.72 |
4.30 |
5.31 |
5.85 |
6.96 |
5.29 |
7.65 |
10.90 |
8.46 |
4.15 |
9.86 |
7.74 |
5.75 |
7.11 |
5.62 |
3.99 |
3.66 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
19.39 |
18.60 |
17.94 |
18.44 |
NA |
NA |
18.12 |
28.69 |
12.67 |
13.09 |
24.19 |
13.11 |
34.69 |
12.48 |
17.11 |
6.68 |
13.11 |
15.51 |
11.39 |
11.07 |
12.74 |
23.36 |
18.07 |
27.22 |
40.99 |
16.02 |
10.04 |
10.29 |
11.10 |
17.04 |
25.96 |
21.55 |
22.20 |
18.17 |
20.48 |
18.21 |
11.77 |
7.77 |
9.92 |
8.83 |
9.93 |
14.69 |
16.06 |
13.09 |
17.07 |
33.80 |
16.55 |
11.67 |
12.80 |
13.62 |
18.09 |
14.61 |
16.53 |
23.80 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
10.43 |
10.86 |
10.39 |
10.40 |
NA |
NA |
11.50 |
14.60 |
7.69 |
8.26 |
14.34 |
7.62 |
19.08 |
6.43 |
8.81 |
3.80 |
8.31 |
8.51 |
6.28 |
6.80 |
7.99 |
14.68 |
11.10 |
18.01 |
27.95 |
10.37 |
7.43 |
6.96 |
7.25 |
10.38 |
15.37 |
12.42 |
12.30 |
10.07 |
11.65 |
9.10 |
7.74 |
5.41 |
15.57 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Draw Down(%)
|
CTS Corporati... Moderate
|
NA |
6.54 |
13.97 |
15.71 |
15.71 |
NA |
NA |
15.71 |
0.41 |
6.54 |
7.08 |
14.35 |
4.37 |
11.00 |
3.21 |
8.08 |
4.00 |
3.66 |
6.22 |
6.24 |
5.23 |
4.86 |
6.64 |
9.53 |
4.75 |
6.61 |
6.75 |
9.44 |
4.46 |
6.41 |
3.42 |
4.52 |
2.77 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
18.76 |
18.76 |
24.59 |
33.83 |
NA |
NA |
55.25 |
18.76 |
8.45 |
9.97 |
24.59 |
5.14 |
33.83 |
6.63 |
19.40 |
2.60 |
10.29 |
12.05 |
7.30 |
5.59 |
9.60 |
18.71 |
15.66 |
27.17 |
47.73 |
9.88 |
7.47 |
7.01 |
7.47 |
13.79 |
33.02 |
29.18 |
16.55 |
11.81 |
19.20 |
10.79 |
7.45 |
2.50 |
8.48 |
4.84 |
5.63 |
5.57 |
19.19 |
7.35 |
7.24 |
33.08 |
11.63 |
7.51 |
10.58 |
7.02 |
13.21 |
15.61 |
16.03 |
2.40 |
|
VSMGX (VANGUA...R SHARES)
|
NA |
9.62 |
13.24 |
22.29 |
22.43 |
NA |
NA |
41.18 |
9.62 |
4.17 |
8.15 |
21.74 |
3.53 |
22.43 |
3.12 |
11.47 |
1.14 |
6.20 |
8.34 |
4.70 |
5.67 |
6.27 |
12.90 |
8.64 |
19.61 |
36.81 |
6.11 |
6.13 |
4.74 |
5.89 |
8.91 |
20.06 |
17.93 |
8.77 |
6.26 |
11.99 |
6.02 |
4.75 |
1.82 |
1.89 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
Yield(%)
|
CTS Corporati... Moderate
|
NA |
3.85 |
4.05 |
3.67 |
3.34 |
NA |
NA |
3.65 |
NA |
0.88 |
3.57 |
3.02 |
4.82 |
3.60 |
3.35 |
2.81 |
0.32 |
2.25 |
5.32 |
3.84 |
0.46 |
3.66 |
2.08 |
3.95 |
4.37 |
2.66 |
4.30 |
4.68 |
3.75 |
4.03 |
4.23 |
5.24 |
6.65 |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VFINX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
|
VSMGX (VANGUA...R SHARES)
|
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
NA |
Retirement Plan (401(k)) Info for CTS CORPORATION RETIREMENT SAVINGS PLAN
