CSPI 403B PLAN Investment Model Portfolios

Investment options of CSPI 403B PLAN

Total Available Funds: 94

Investment Description
Fidelity Management Trust Company FID FIDELITY FUND N/A
Fidelity Management Trust Company FID TREND N/A
Fidelity Management Trust Company FID SEL SEMICONDUCT N/A
Fidelity Management Trust Company FID SEL CONS STAPLES N/A
Fidelity Management Trust Company FID VALUE STRAT N/A
Fidelity Management Trust Company FID GNMA N/A
Fidelity Management Trust Company FID MAGELLAN N/A
Fidelity Management Trust Company FID CONTRAFUND N/A
Fidelity Management Trust Company FID EQUITY INC N/A
Fidelity Management Trust Company FID GROWTH COMPANY N/A
Fidelity Management Trust Company FID INVST GR BD N/A
Fidelity Management Trust Company FID INTERMED BOND N/A
Fidelity Management Trust Company FID CAPITAL & INCOME N/A
Fidelity Management Trust Company FID VALUE N/A
Fidelity Management Trust Company FID SEL TECHNOLOGY N/A
Fidelity Management Trust Company FID OTC PORTFOLIO N/A
Fidelity Management Trust Company FID OVERSEAS N/A
Fidelity Management Trust Company FID LEVERGD CO STK N/A
Fidelity Management Trust Company FID EUROPE N/A
Fidelity Management Trust Company FID BALANCED N/A
Fidelity Management Trust Company FID INTL DISCOVERY N/A
Fidelity Management Trust Company FID CAPITAL APPREC N/A
Fidelity Management Trust Company FID CONVERTIBLE SEC N/A
Fidelity Management Trust Company FID BLUE CHIP GR N/A
Fidelity Management Trust Company FID ASSET MGR 50% N/A
Fidelity Management Trust Company FID DISCIPLND EQTY N/A
Fidelity Management Trust Company FID LOW PRICED STK N/A
Fidelity Management Trust Company FID EQ DIV INCOME N/A
Fidelity Management Trust Company FID EMERGING MKTS N/A
Fidelity Management Trust Company FID DIVERSIFD INTL N/A
Fidelity Management Trust Company FID ASSET MGR 20% N/A
Fidelity Management Trust Company FID DIVIDEND GR N/A
Fidelity Management Trust Company FID STK SEL SM CAP N/A
Fidelity Management Trust Company FID MID CAP STOCK N/A
Fidelity Management Trust Company FID SMALL CAP STOCK N/A
Fidelity Management Trust Company FID ASSET MGR 85% N/A
Fidelity Management Trust Company FID SEL MED TECH&DV N/A
Fidelity Management Trust Company FID MULTI ASSET IDX N/A
Fidelity Management Trust Company FID NATURAL RES N/A
Fidelity Management Trust Company FID SEL INDUSTRIALS N/A
Fidelity Management Trust Company FID MID CAP VALUE N/A
Fidelity Management Trust Company FID INTL SMALL CAP N/A
Fidelity Management Trust Company FID VALUE DISCOV N/A
Fidelity Management Trust Company FID BLUE CHIP VALUE N/A
Fidelity Management Trust Company FID NASDAQ COMP INDX N/A
Fidelity Management Trust Company FID STRAT DIV & INC N/A
Fidelity Management Trust Company FID SMALL CAP GROWTH N/A
Fidelity Management Trust Company FID SMALL CAP VALUE N/A
Fidelity Management Trust Company FID ASSET MGR 40% N/A
Fidelity Management Trust Company FID US BOND IDX N/A
Fidelity Management Trust Company FID 500 INDEX N/A
Fidelity Management Trust Company FID GLB EX US IDX N/A
Fidelity Management Trust Company FID MID CAP IDX N/A
Fidelity Management Trust Company FID SM CAP IDX N/A
Fidelity Management Trust Company FID INTL INDEX N/A
Fidelity Management Trust Company FID EXTD MKT IDX N/A
Fidelity Management Trust Company FID EMERG MKTS DISC N/A
Fidelity Management Trust Company FID GLOBAL EQ INCOME N/A
Fidelity Management Trust Company FID FDM IDX 2050 IPR N/A
Fidelity Management Trust Company FID FDM IDX 2055 IPR N/A
Fidelity Management Trust Company FID FREEDOM 2025 K N/A
Fidelity Management Trust Company FID FREEDOM 2030 K N/A
Fidelity Management Trust Company FID FREEDOM 2035 K N/A
Fidelity Management Trust Company FID FREEDOM 2040 K N/A
Fidelity Management Trust Company FID FREEDOM 2045 K N/A
Fidelity Management Trust Company FID FREEDOM 2050 K N/A
Fidelity Management Trust Company FID FREEDOM 2055 K N/A
Fidelity Management Trust Company FID FREEDOM 2060 K N/A
Fidelity Management Trust Company FID LT TR BD IDX N/A
Fidelity Management Trust Company FID STRATEGIC INCOME N/A
Fidelity Management Trust Company FID FREEDOM 2065 K N/A
One America Vanguard Trgt Retire 2065 Inv N/A
One America Vanguard Trgt Retire 2020 Inv N/A
One America Vanguard Trgt Retire 2025 Inv N/A
One America Vanguard Trgt Retire 2030 Inv N/A
One America Vanguard Trgt Retire 2035 Inv N/A
One America Vanguard Trgt Retire 2045 Inv N/A
One America Vanguard Trgt Retire 2050 Inv N/A
One America Vanguard Trgt Retire 2055 Inv N/A
One America Vanguard Trgt Retire 2060 Inv N/A
One America Amerfds New World R6 N/A
One America Vanguard Explorer Adm N/A
One America Fidelity 500 Index N/A
One America Fidelity SM Cap Index N/A
One America Fidelity Midcap Idx N/A
One America Vangauard Ftse Social Index Adm N/A
One America Fidelity Sustainability BD Idx N/A
One America Fidelity Intl Sustain Idx N/A
One America Dodge & Cox Stock X N/A
One America Fidelity Contrafund K6 N/A
One America Dfa Large Cap International I N/A
LINCOLN LINCOLN FIXED ACCOUNT
LINCOLN LINCOLN SEPARATE ACCOUNT
FIDELITY SEPARATE ACCOUNT

Investment model portfolios

We provide two types of investment model portfolios for CSPI 403B PLAN participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Retirement Plan (401(k)) Info for CSPI 403B PLAN

CSPI 403B PLAN

Click here for more plan details and features ►