Investment options of CSG 401(K) PLAN
Total Available Funds: 53
| Investment Description |
|---|
| Vanguard Small Cap Index Fund—Admiral Class |
| AMC Equity Income Fund—R6 |
| Lord Abbett Short Duration Inc—R6 |
| American Funds Europac Gro—R6 |
| Janus Henderson Triton Fund N |
| American Funds Growth Fund of America R6 |
| American Funds 2020 Target Date Retirement Fund—R6 |
| American Funds 2060 Target Date Retirement Fund—R6 |
| Vanguard 500 Index Fund—ADM |
| American Funds Retirement Inc Port—R6 |
| American Funds 2055 Target Date Retirement Fund—R6 |
| American Funds Cap World Growth—R6 |
| American Funds Balanced—R6 |
| American Funds AMCAP—R6 |
| American Funds 2040 Target Date Retirement Fund—R6 |
| BlackRock Strategic Income Opportunities Portfolio – Class K |
| American Funds 2050 Target Date Retirement Fund—R6 |
| American Funds 2035 Target Date Retirement Fund—R6 |
| American Funds Income FD of America—R6 |
| American Funds 2025 Target Date Retirement Fund—R6 |
| American Century Mid Cap Val—R6 |
| American Funds 2030 Target Date Retirement Fund—R6 |
| Vanguard Mid Cap Index Fund—Admiral Class |
| American Funds 2045 Target Date Retirement Fund—R6 |
| American Funds Small Cap World—R6 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMERFUNDS 2020 TARG DATERET R6 |
| VANGUARD SMALL CAP INDEX ADMRL |
| AMC EQUITY INCOME FUND – R6 |
| LORD ABBETT SHORT DUR INC R6 |
| AMERICAN FUNDS EUROPAC GRO- R6 |
| AMF GROWTH FUND OF AMERICA R6 |
| AMERFUNDS 2060 TARG DATERET R6 |
| VANGUARD 500 INDEX FUND – ADM |
| AMF RET INC PORT – CONS – R6 |
| AMERICAN FUNDS 2055 TARGET R6 |
| AMFUNDS CAP WRLD GR INC – R6 |
| AMERFUNDS AMER BALANCED – R6 |
| AMF AMCAP R6 |
| AMERFUNDS 2040 TARG DATERET R6 |
| BR STRATEGIC INC OPPS K |
| AMERICAN US GOV MONEY MKT R6 |
| AMERFUNDS 2050 TARG DATERET R6 |
| AMERFUNDS 2035 TARG DATERET R6 |
| AMF INCOME FD OF AMERICA R6 |
| AMERICAN CENTURY MID CP VAL R6 |
| AMERFUNDS 2025 TARG DATERET R6 |
| VANGUARD MID CAP INDEX – ADM |
| AB LARGE CAP GROWTH FUND Z |
| AMERFUNDS 2030 TARG DATERET R6 |
| AMERFUNDS SMALLCAP WORLD R6 |
| AMERFUNDS 2045 TARG DATERET R6 |
Investment model portfolios
We provide two types of investment model portfolios for CSG 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CSG 401(K) PLAN