Investment options of CROWE LLP RETIREMENT PLAN
Total Available Funds: 24
| Investment Option List |
|---|
| VANGUARD RETIREMENT SAVINGS TRUST III (VTINX) |
| VANGUARD TARGET RETIREMENT 2015 TRUST II (VTXVX) |
| VANGUARD TARGET RETIREMENT 2020 TRUST II (VTWNX) |
| VANGUARD TARGET RETIREMENT 2025 TRUST II (VTTVX) |
| VANGUARD TARGET RETIREMENT 2030 TRUST II (VTHRX) |
| VANGUARD TARGET RETIREMENT 2035 TRUST II (VTTHX) |
| VANGUARD TARGET RETIREMENT 2040 TRUST II (VFORX) |
| VANGUARD TARGET RETIREMENT 2045 TRUST II (VTIVX) |
| VANGUARD TARGET RETIREMENT 2050 TRUST II (VFIFX) |
| VANGUARD TARGET RETIREMENT 2055 TRUST II (VFFVX) |
| VANGUARD TARGET RETIREMENT 2060 TRUST II (VTTSX) |
| VANGUARD TARGET RETIREMENT 2065 TRUST II (VSXFX) |
| VANGUARD TARGET RETIREMENT INCOME TRUST II (VTINX) |
| T. ROWE PRICE GROWTH STOCK TRUST; A (PRGFX) |
| VANGUARD INSTITUTIONAL INDEX FUND INSTITUTIONAL SHARES (VINIX) |
| VANGUARD INTERNATIONAL GROWTH ADMIRAL SHARES (VWILX) |
| VANGUARD MID-CAP INDEX INSTITUTIONAL SHARES (VIMSX) |
| VANGUARD PRIME MONEY MARKET (ACAXX) |
| VANGUARD TOTAL BOND MARKET INDEX INSTITUTIONAL SHARES (VBMFX) |
| VANGUARD TOTAL STOCK MARKET INDEX INSTITUTIONAL SHARES (VTSMX) |
| VANGUARD RUSSELL 2000 INDEX FUND INSTITUTIONAL SHARES (ETRUX) |
| METROPOLITAN WEST TOTAL RETURN BOND FUND; P CLASS (MWTIX) |
| VANGUARD WINDSOR II ADMIRAL SHARES (VWNFX) |
| VGI BROKERAGE OPTION VANGUARD BROKERAGE OPTION |
Investment model portfolios
We provide two types of investment model portfolios for CROWE LLP RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CROWE LLP RETIREMENT PLAN