Investment options of CROSSWAY 401(K) PLAN
Total Available Funds: 45
| Investment Description |
|---|
| Blackrock High Yld Bd Prt K |
| John Hancock Bond Fund R6 |
| Hartford The Hartford Bal Inc Fd R6 |
| John Hancock JHancock MIdx Lifestyle Agg R6 |
| John Hancock JHancock MIdx Lifestyle Bal R6 |
| John Hancock JHancock MIdx Lifestyle Con R6 |
| John Hancock JHancock MIdx Lifestyle Gr R6 |
| John Hancock JHancock MIdx Lifestyle Mod R6 |
| Cohen & Steers Cohen & Steers Real Est Sec Z |
| Fidelity 500 Index Fd |
| Vanguard Ttl Stk Mrkt Indx Ad |
| Vanguard Value Index Fd Adm |
| Dimensional Fund Advisors DFA US Small Cap Port Inst |
| Franklin Templeton Investments Franklin Gld and Prec Mtls R6 |
| PGIM Investments PGIM Jennison Nat Resources R6 |
| Vanguard Energy Index Fd Adm |
| Vanguard Growth Index Fd Adm |
| Vanguard Health Care Idx Adm |
| Vanguard Info Tech Idx Admiral |
| Vanguard Mid Cap Index Adm |
| Vanguard MidCap Grwth Ind Adm |
| Vanguard Small Growth Adml |
| Vanguard Sm Cap Val Ind |
| American Funds American New World Fund R6 |
| Dimensional Fund Advisors DFA International Value Prt I |
| MFS Global Growth Fund (R6) |
| Vanguard Intl Growth Fund Adm |
| JPMorgan US Govt MMkt Cap Cl |
| John Hancock Trust Company Wilmington Trust Core Bond Fd |
| John Hancock Trust Company Nuveen TIAA LC Index Ret Inc R |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2010 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2015 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2020 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2025 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2030 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2035 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2040 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2045 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2050 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2055 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2060 |
| John Hancock Trust Company Nuveen TIAA Lifecycle Idx 2065 |
| John Hancock Trust Company Large Cap Growth Fund III R1 |
| John Hancock Trust Company Mid Cap Value Fund R1 |
| John Hancock Trust Company John Hancock Stable Val |
Investment model portfolios
We provide two types of investment model portfolios for CROSSWAY 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CROSSWAY 401(K) PLAN