Investment options of CRB GROUP, INC 401(K) PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| AMERICAN FUNDS 2010 TARGET DATE FUND R6 (REATX) |
| AMERICAN FUNDS 2015 TARGET DATE FUND R6 (REJTX) |
| AMERICAN FUNDS 2020 TARGET DATE FUND R6 (RECTX) |
| AMERICAN FUNDS 2025 TARGET DATE FUND R6 (REDTX) |
| AMERICAN FUNDS 2030 TARGET DATE FUND R6 (REETX) |
| AMERICAN FUNDS 2035 TARGET DATE FUND R6 (REFTX) |
| AMERICAN FUNDS 2040 TARGET DATE FUND R6 (REGTX) |
| AMERICAN FUNDS 2045 TARGET DATE FUND R6 (REHTX) |
| AMERICAN FUNDS 2050 TARGET DATE FUND R6 (REITX) |
| AMERICAN FUNDS 2055 TARGET DATE FUND R6 (FAJTX) |
| AMERICAN FUNDS 2060 TARGET DATE FUND R6 (CCKTX) |
| AMERICAN FUNDS 2065 TARGET DATE FUND R6 (FBMTX) |
| AMERICAN FUNDS NEW PERSPECTIVE R6 (FFPNX) |
| AMERICAN FUNDS NEW WORLD FUND R6 (HVWBX) |
| CALVERT BALANCED R6 (CSIFX) |
| FIDELITY ADVISOR SMALL CAP VALUE Z (FCVIX) |
| FIDELITY US BOND INDEX (FSHBX) |
| JANUS HENDERSON TRITON N (JSMGX) |
| J P MORGAN LARGE CAP GROWTH R6 (SNIGX) |
| J P MORGAN MID CAP GROWTH R6 (DGRDX) |
| METROPOLITAN WEST TOTAL RETURN BOND PLAN (MWTSX) |
| MFS INTL DIVERSIFICATION R6 (BIIDX) |
| VANGUARD TOTAL STOCK MRK INDEX – ADMIRAL (VTSMX) |
| VANGUARD TOTAL STOCK MARKET IDX I (VTSMX) |
| PUTNAM STABLE VALUE (PMVYX) |
| PUTNAM LARGE CAP VALUE TRUST II CLASS R (PMVYX) |
| MFS MID CAP VALUE CL 2W (MCVIX) |
| TD AMERITRADE SELF DIRECT BROKERAGE |
| TD AMERITRADE SELF DIRECT BROKERAGE ROTH |
Investment model portfolios
We provide two types of investment model portfolios for CRB GROUP, INC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CRB GROUP, INC 401(K) PLAN