Investment options of CRAIG-HALLUM CAPITAL GROUP LLC 401(K) PLAN
Total Available Funds: 23
| Investment Description |
|---|
| SCHWAB BANK SAVINGS MONEY MARKET DEPOSIT ACCOUNT |
| ETF (EFG) ISH MSCI EAFE GROWT EXCHANGE TRADED FUND |
| ETF (EFV) ISH MSCI EAFE VAL EXCHANGE TRADED FUND |
| ETF (HYG) ISH IBOX HIYLD CORBD EXCHANGE TRADED FUND |
| ETF (ICF) ISH COHEN&STEER REIT EXCHANGE TRADED FUND |
| ETF (SCHA) SCH US SMALL CAP EXCHANGE TRADED FUND |
| ETF (SCHC) SCH INTL SM CAP EXCHANGE TRADED FUND |
| ETF (SCHD) SCH US DIV EQUITY EXCHANGE TRADED FUND |
| ETF (SCHE) SCH EMERG MKTS EQ EXCHANGE TRADED FUND |
| ETF (SCHF) SCH INTL EQ EXCHANGE TRADED FUND |
| ETF (SCHG) SCH US LG CAP GRTH EXCHANGE TRADED FUND |
| ETF (SCHM) SCH US MID CAP EXCHANGE TRADED FUND |
| ETF (SCHP) SCH US TIPS EXCHANGE TRADED FUND |
| ETF (SCHV) SCH US LG CAP VAL EXCHANGE TRADED FUND |
| ETF (SCHX) SCH US LARGE CAP EXCHANGE TRADED FUND |
| ETF (SCHZ) SCH US AGGREGATE BD EXCHANGE TRADED FUND |
| ETF (VBK) VGD SMALL CAP GRTH EXCHANGE TRADED FUND |
| ETF (VBR) VGD SMALL CAP VAL EXCHANGE TRADED FUND |
| ETF (VCSH) VGD S‐T CORP BD IDX EXCHANGE TRADED FUND |
| ETF (VGSH) VGD ST TERM GOVT BD EXCHANGE TRADED FUND |
| ETF (VNQ) VGD REIT INDEX EXCHANGE TRADED FUND |
| ETF (VOE) VGD MID CAP VALUE EXCHANGE TRADED FUND |
| ETF (VOT) VGD MID CAP GROWTH EXCHANGE TRADED FUND |
Investment model portfolios
We provide two types of investment model portfolios for CRAIG-HALLUM CAPITAL GROUP LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CRAIG-HALLUM CAPITAL GROUP LLC 401(K) PLAN