Investment options of CQG, INC. 401(K) PLAN AND TRUST
Total Available Funds: 30
| Investment Description |
|---|
| MFS GROWTH ALLOCATION FUND CLASS R-4 MUTUAL FUND |
| FIDELITY 500 INDEX FUND MUTUAL FUND |
| JP MORGAN LARGE CAP GROWTH FUND CLASS R-6 MUTUAL FUND |
| JANUS BALANCE FUND CLASS N MUTUAL FUND |
| AMERICAN FUNDS 2020 TARGET DATE RETIREMENT FUND CLASS R-6 MUTUAL FUND |
| VANGUARD INFLATION-PROTECTED SECURITIES FUND ADMIRAL SHARES MUTUAL FUND |
| AMERICAN FUNDS 2025 TARGET DATE RETIREMENT FUND CLASS R-6 MUTUAL FUND |
| AMERICAN FUNDS 2035 TARGET DATE RETIREMENT FUND CLASS R-6 MUTUAL FUND |
| MSIF GLOBAL OPPORTUNITY PTF I MUTUAL FUND |
| AMERICAN FUNDS 2040 TARGET DATE RETIREMENT FUND CLASS R-6 MUTUAL FUND |
| JP MORGAN EQUITY INCOME FUND CLASS R-6 MUTUAL FUND |
| MFS MODERATE ALLOCATION R-4 MUTUAL FUND |
| JP MORGAN MID CAP GROWTH FUND CLASS R-6 MUTUAL FUND |
| INVESTSCO CORE PLUS BOND FUND CLASS R-6 MUTUAL FUND |
| AMERICAN CENTURY MID CAP VALUE FUND INVESTOR CLASS R-6 MUTUAL FUND |
| AMERICAN FUNDS 2045 TARGET DATE RETIREMENT FUND CLASS R-6 MUTUAL FUND |
| FIDELITY SMALL CAP INDEX FUND MUTUAL FUND |
| MFS CONSERVATIVE ALLOCATION FUND CLASS R-4 MUTUAL FUND |
| JP MORGAN SMALL CAP EQUITY FUND CLASS R-6 MUTUAL FUND |
| C&S REAL ESTATE CLASS Z MUTUAL FUND |
| AMERICAN BEACON SMALL CAP VALUE FUND CLASS R-6 MUTUAL FUND |
| PGIM TOTAL RETURN BOND FUND CLASS R-6 MUTUAL FUND |
| AMERICAN FUNDS 2050 TARGET DATE RETIREMENT FUND CLASS R-6 MUTUAL FUND |
| FEDERATED INSTITUTIONAL HIGH YIELD FUND CLASS R-6 MUTUAL FUND |
| VANGUARD TREASURY MONEY MARKET MONEY MARKET FUND |
| AMERICAN FUNDS 2055 TARGET DATE RETIREMENT FUND CLASS R-6 MUTUAL FUND |
| JP MORGAN SMALL CAP GROWTH FUND CLASS R-6 MUTUAL FUND |
| GOLDMAN SACHS EMERGING MARKETS EQUITY FUND R-6 MUTUAL FUND |
| JANUS HENDERSON CONTRARIAN FUND MUTUAL FUND |
| MFS RESEARCH INTERNATIONAL FUND CLASS R-6 MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for CQG, INC. 401(K) PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CQG, INC. 401(K) PLAN AND TRUST