Investment options of CPR 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| 2 Lincoln Financial Group Trust Company, Inc. American Century Mid Cap Value |
| 3 Lincoln Financial Group Trust Company, Inc. American Funds New Perspective |
| 4 Lincoln Financial Group Trust Company, Inc. American Funds New World |
| 5 Lincoln Financial Group Trust Company, Inc. American Funds Washington Mutual Investors |
| 6 Lincoln Financial Group Trust Company, Inc. Baird Aggregate Bond Class Institutional |
| 7 Lincoln Financial Group Trust Company, Inc. Blackrock Global Allocation Institutional |
| 8 Lincoln Financial Group Trust Company, Inc. Blackrock Inflation Protected Bond Institutional |
| 9 Lincoln Financial Group Trust Company, Inc. Eaton Vance Income Of Boston |
| 10 Lincoln Financial Group Trust Company, Inc. Federated Government Ultrashort Duration Institutional |
| 11 Lincoln Financial Group Trust Company, Inc. Fidelity Contrafund |
| 12 Lincoln Financial Group Trust Company, Inc. Macquarie Small Cap Value |
| 13 Lincoln Financial Group Trust Company, Inc. Mfs New Discovery |
| 14 Lincoln Financial Group Trust Company, Inc. Neuberger Berman Mid Cap Growth Institutional |
| 15 Lincoln Financial Group Trust Company, Inc. Invesco Oppenheimer International Growth |
| 16 Lincoln Financial Group Trust Company, Inc. Pimco Commodityrealreturn Strategy |
| 17 Lincoln Financial Group Trust Company, Inc. Pimco Income |
| 18 Lincoln Financial Group Trust Company, Inc. Pimco International Bond Us Dollar Hedged |
| 19 Lincoln Financial Group Trust Company, Inc. T Rowe Price Dividend Growth |
| 20 Lincoln Financial Group Trust Company, Inc. Vanguard 500 Index Admiral |
| 21 Lincoln Financial Group Trust Company, Inc. Vanguard Developed Markets Index Admiral |
| 22 Lincoln Financial Group Trust Company, Inc. Vanguard International Value Investor |
| 24 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2020 Investor |
| 25 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2025 Investor |
| 26 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2030 Investor |
| 27 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2035 Investor |
| 28 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2040 Investor |
| 29 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2045 Investor |
| 30 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2050 Investor |
| 31 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2055 Investor |
| 32 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2060 Investor |
| 33 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2065 Investor |
| 34 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement 2070 Investor |
| 35 Lincoln Financial Group Trust Company, Inc. Vanguard Target Retirement Income Investor |
| Notes Receivable from Participants Maturing at various times through 2029. -0- |
Investment model portfolios
We provide two types of investment model portfolios for CPR 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CPR 401(K) PLAN