Investment options of COZEN OCONNOR PROFIT SHARING PLAN A
Total Available Funds: 38
| Investment Description |
|---|
| AMERICAN FUNDS BOND R6 Registered investment company |
| BLACKROCK INFL PROT BOND INST Registered investment company |
| FIRST PAC ADVISOR NEW INCOME Registered investment company |
| THORNBURG STRATEGIC INCOME R5 Registered investment company |
| AMERICAN NEW WORLD R6 Registered investment company |
| DODGE & COX BALANCED X Registered investment company |
| DODGE & COX STOCK X Registered investment company |
| FIDELITY INTL CPTL APPREC K6 Registered investment company |
| FIDELITY INTL INDEX FUND Registered investment company |
| FIDELITY 500 INDEX FUND Registered investment company |
| HARTFORD EQUITY INCOME R6 Registered investment company |
| INVESCO DISCOVERY Y Registered investment company |
| JPM US RESEARCH ENHANCED EQ R6 Registered investment company |
| MASSMUTUAL SMALL CAP OPPS R5 Registered investment company |
| MFS NEW DISCOVERY VALUE R6 Registered investment company |
| TRP NEW HORIZONS Registered investment company |
| TRP REAL ASSETS Registered investment company |
| T. Rowe Price US Treasury Money Fund Registered investment company |
| VANGUARD GROWTH INDEX, INST Registered investment company |
| Vanguard Mid-Cap Index Inst Registered investment company |
| VANGUARD MIDCAP GROWTH IND ADM Registered investment company |
| Victory Sycamore Estab Value 1 Registered investment company |
| Allspring Core Plus Bnd Cit E1 Collective trust fund |
| T. Rowe Price Retirement Balanced TR-F Collective trust fund |
| T. Rowe Price Retirement 2005 TR – F Collective trust fund |
| T. Rowe Price Retirement 2010 Fund Collective trust fund |
| T. Rowe Price Retirement 2015 Fund Collective trust fund |
| T. Rowe Price Retirement 2020 Fund Collective trust fund |
| T. Rowe Price Retirement 2025 Fund Collective trust fund |
| T. Rowe Price Retirement 2030 Fund Collective trust fund |
| T. Rowe Price Retirement 2035 Fund Collective trust fund |
| T. Rowe Price Retirement 2040 Fund Collective trust fund |
| T. Rowe Price Retirement 2045 Fund Collective trust fund |
| T. Rowe Price Retirement 2050 Fund Collective trust fund |
| T. Rowe Price Retirement 2055 Fund Collective trust fund |
| T. Rowe Price Retirement 2060 Fund Collective trust fund |
| T. Rowe Price Retirement 2065 Fund Collective trust fund |
| maturing through 2039 |
Investment model portfolios
We provide two types of investment model portfolios for COZEN OCONNOR PROFIT SHARING PLAN A participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COZEN OCONNOR PROFIT SHARING PLAN A