Investment options of COZEN OCONNOR ASSOCIATES 401(K) PLAN AND TRUST
Total Available Funds: 32
| Investment Description |
|---|
| INVESCO DEVELOPING MKTS Y |
| DODGE & COX STOCK FUND I |
| BLACKROCK INFL PROT BOND INST |
| DODGE & COX BALANCED I FUND |
| MASSMUTUAL SMALL CAP OPPS R5 |
| THORNBURG STRATEGIC INCOME R5 |
| T. ROWE PRICE RETIREMENT 2005 FUND |
| T. ROWE PRICE RETIREMENT 2020 FUND |
| T. ROWE PRICE RETIREMENT 2025 FUND |
| T. ROWE PRICE RETIREMENT 2030 FUND |
| T. ROWE PRICE RETIREMENT 2035 FUND |
| T. ROWE PRICE RETIREMENT 2040 FUND |
| T. ROWE PRICE RETIREMENT 2045 FUND |
| T. ROWE PRICE RETIREMENT 2050 FUND |
| T. ROWE PRICE RETIREMENT 2055 FUND |
| T. ROWE PRICE RETIREMENT 2060 FUND |
| T. ROWE PRICE RETIREMENT 2065 FUND |
| T. ROWE PRICE REAL ASSETS FUND |
| T ROWE PRICE RETIRE BAL INV |
| VANGUARD TOTAL STOCK MRKT INX |
| VANGUARD GROWTH INDEX, INST |
| VANGUARD MID-CAP INDEX INST |
| VICTORY SYCAMORE ESTAB VALUE I |
| AM CENTURY EQ INC FUND; INST |
| MFS NEW DISCOVERY VALUE R6 |
| MET WEST TOTAL RETURN BOND I |
| AF EUROPACIFIC GROWTH R5 |
| T. ROWE PRICE NEW HORIZONS FUND |
| T. ROWE PRICE US TREASURY MONEY FUND |
| JPM US RESEARCH ENHANCED EQ R6 |
| ALLSPRING CORE PLUS BND CIT E1 |
| STABLE VALUE COMMON TR-F |
Investment model portfolios
We provide two types of investment model portfolios for COZEN OCONNOR ASSOCIATES 401(K) PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COZEN OCONNOR ASSOCIATES 401(K) PLAN AND TRUST