Investment options of CORTECH, LLC 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| AEGON Balanced Account Pooled Separate Account |
| AEGON Bond Account Pooled Separate Account |
| AEGON U.S. High Yield Account Pooled Separate Account |
| American Century Government Bond Account Pooled Separate Account |
| American Funds New Perspective Account Pooled Separate Account |
| DFA U.S. Targeted Value Portfolio Account Pooled Separate Account |
| Invesco Diversified Dividend Account Pooled Separate Account |
| Janus Triton Account Pooled Separate Account |
| Loomis Sayles Investment Grade Bond Account Pooled Separate Account |
| Morgan Stanley Growth Retirement Account Pooled Separate Account |
| Pioneer Select Mid-Cap Growth Account Pooled Separate Account |
| SSGA S&P Mid-Cap Index Account Pooled Separate Account |
| Templeton Global Bond Account Pooled Separate Account |
| Transamerica LifeGoal with BlackRock 2025 Account Pooled Separate Account |
| Transamerica LifeGoal with BlackRock 2030 Account Pooled Separate Account |
| Transamerica LifeGoal with BlackRock 2035 Account Pooled Separate Account |
| Transamerica LifeGoal with BlackRock 2040 Account Pooled Separate Account |
| Transamerica LifeGoal with BlackRock 2045 Account Pooled Separate Account |
| Transamerica LifeGoal with BlackRock 2050 Account Pooled Separate Account |
| Transamerica LifeGoal with BlackRock 2055 Account Pooled Separate Account |
| Transamerica LifeGoal with BlackRock 2060 Account Pooled Separate Account |
| Transamerica LifeGoal with BlackRock 2065 Account Pooled Separate Account |
| Account Pooled Separate Account |
| Transamerica Partners Stock Index Account Pooled Separate Account |
| Vanguard REIT Index Account Pooled Separate Account |
| Vanguard Small-Cap Index Account Pooled Separate Account |
| Victory Established Value Account Pooled Separate Account |
Investment model portfolios
We provide two types of investment model portfolios for CORTECH, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CORTECH, LLC 401(K) PLAN