Investment options of CORERX, INC. 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| American Funds American High-Income Trust Fund |
| American Funds New World Fund |
| Baird Core Plus Bond Fund |
| DFA U.S. Vector Equity Portfolio |
| DFA U.S. Small Cap Portfolio |
| DFA International Large Cap Growth Portfolio |
| Fidelity |
| Nuveen Large Cap Growth |
| Nuveen Lifecycle Index 2010 Fund |
| Nuveen Lifecycle Index 2015 Fund |
| Nuveen Lifecycle Index 2020 Fund |
| Nuveen Lifecycle Index 2025 Fund |
| Nuveen Lifecycle Index 2030 Fund |
| Nuveen Lifecycle Index 2035 Fund |
| Nuveen Lifecycle Index 2040 Fund |
| Nuveen Lifecycle Index 2045 Fund |
| Nuveen Lifecycle Index 2050 Fund |
| Nuveen Lifecycle Index 2055 Fund |
| Nuveen Lifecycle Index 2060 Fund |
| Nuveen Lifecycle Index 2065 Fund |
| Vanguard Explorer Fund |
| Vanguard Small Cap Value |
| Vanguard Mid-Cap Growth |
| Vanguard Strategic Equity Fund |
| Vanguard Value |
| Vanguard Developed Markets |
| Vanguard Wellington Fund |
| through 2029 |
Investment model portfolios
We provide two types of investment model portfolios for CORERX, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CORERX, INC. 401(K) PLAN