Investment options of COOKFOX ARCHITECTS, DPC 401K PLAN
Total Available Funds: 13
| Investment Description |
|---|
| Key Guaranteed Portfolio Fund FBRIC |
| Bearing interest |
| (13)Value of interest in registered investment companies (e.g., mutual |
| l Net assets (subtract line 1k from line 1f) 1l |
| (B) Participants 2a(1) |
| (C) Others (including rollovers) 2a(1) |
| (F) Other 2b(1) |
| (1) Directly to participants or beneficiaries, including direct rollovers 2e |
| (2) Contract administrator fees 2i |
| (3) Recordkeeping fees 2i |
| (4) IQPA audit fees 2i |
| (5) Investment advisory and investment management fees 2i |
| k Net income (loss). Subtract line 2j from line 2d 2k |
Investment model portfolios
We provide two types of investment model portfolios for COOKFOX ARCHITECTS, DPC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COOKFOX ARCHITECTS, DPC 401K PLAN