Investment options of COOK CHILDRENS HEALTH CARE SYSTEM 403(B) RETIREMENT PLAN
Total Available Funds: 43
Investment Description |
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AMERICAN FUNDS EUROPACIFIC GROWTH R6 FUND |
FIDELITY CASH RESERVES FUND |
FIDELITY 500 INDEX |
FIDELITY MID CAP INDEX |
METWEST TOTAL RETURN BOND FUND |
VANGUARD LT INV-GRADE FUND |
VANGUARD WELLINGTON FUND |
VANGUARD WINDSOR II FUND |
VICTORY SMALL COMPANY OPPORTUNITY I |
VALIC AGGRESSIVE GROWTH LIFESTYLE FUND |
VALIC ARIEL APPRECIATION FUND |
VALIC ARIEL FUND |
VALIC ASSET ALLOCATION FUND |
VALIC BLUE CHIP GROWTH FUND |
VALIC CAPITAL APPRECIATION FUND |
VALIC CORE BOND FUND |
VALIC DIVIDEND VALUE FUND |
VALIC EMERGING ECONOMIES FUND |
VALIC FIXED ACCOUNT PLUS FUND |
VALIC GLOBAL REAL ESTATE FUND |
VALIC GLOBAL STRATEGY FUND |
VALIC GOVERNMENT SECURITIES FUND |
VALIC GROWTH FUND |
VALIC HIGH YIELD BOND FUND |
VALIC INTERNATIONAL GOVERNMENT BOND FUND |
VALIC INTERNATIONAL GROWTH I FUND |
VALIC INTERNATIONAL OPPORTUNITIES FUND |
VALIC INTERNATIONAL SOCIALLY RESPONSIBLE FUND |
VALIC LARGE CAPITAL GROWTH FUND |
VALIC MID CAP INDEX FUND |
VALIC MID CAP STRATEGIC GROWTH FUND |
VALIC MID CAP VALUE FUND |
VALIC NASDAQ-100( R) INDEX FUND |
VALIC SCIENCE & TECHNOLOGY FUND |
VALIC SHORT TERM FIXED ACCOUNT |
VALIC SMALL CAP GROWTH FUND |
VALIC SMALL CAP INDEX FUND |
VALIC SMALL CAP SPECIAL VALUE FUND |
VALIC SMALL CAP VALUE FUND |
VALIC STOCK INDEX FUND |
VALIC SYSTEMATIC CORE FUND |
VALIC SYSTEMATIC VALUE FUND |
VALIC LIFESTRATEGY GROWTH FUND |
Investment model portfolios
We provide two types of investment model portfolios for COOK CHILDRENS HEALTH CARE SYSTEM 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COOK CHILDRENS HEALTH CARE SYSTEM 403(B) RETIREMENT PLAN