Investment options of CONVIVA RETIREMENT PLAN
Total Available Funds: 30
| Investment Option List |
|---|
| Fidelity Management Trust Company Fidelity (FDGFX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2050 Fund (FSYWX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2045 Fund (FSYHX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2040 Fund (FSXVX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2035 Fund (FMRJX) |
| Fidelity Management Trust Company Fidelity Extended Market (FSEMX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2055 Fund (FSZHX) |
| Federated Hermes MDT Small Cap Growth R6 (QISGX) |
| Fidelity Management Trust Company Fidelity International (FDIVX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2060 Fund (FSZSX) |
| Fidelity Management Trust Company Fidelity Small Cap Value Fund (FCPVX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2025 Fund (FHRFX) |
| Fidelity Management Trust Company Fidelity US Bond (FSHBX) |
| HTFD The Hartford Dividend and Growth Fund Class R6 (HDGYX) |
| Janus Henderson Janus Enterprise (JMGRX) |
| MFS Investment Management MFS Mid Cap Value Fund R6 (MCVIX) |
| Janus Henderson Janus Triton Fund N (JSMGX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2030 Fund (HTHYX) |
| JP Morgan JP Morgan Core Plus Bond Fund R6 (JPBAX) |
| Columbia Management Investment Advisers, LLC Columbia Global Technology Growth Fund Institutional 2 Class. (CMTFX) |
| BlackRock Black Rock High Yield Bond Institutional Fund (BHYIX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2065 Fund (FBMTX) |
| Fidelity Management Trust Company Fidelity Target Retirement 2020 Fund (FHRVX) |
| Fidelity Management Trust Company Fidelity Diversified International (FDIVX) |
| Fidelity Management Trust Company Fidelity Small Cap Index (FSISX) |
| American Funds AF New World R6 (HVWBX) |
| PIMCO Global Bond Opportunities Fund (U.S. Dollar-Hedged) Institutional Class. (PGNPX) |
| Fidelity Management Trust Company Fidelity Emerging Markets (FMKIX) |
| Dimensional Fund Advisors DFA Inflation-Protected Securities Portfolio Fund I (DIPSX) |
| maturing through 2033 -0- |
Investment model portfolios
We provide two types of investment model portfolios for CONVIVA RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONVIVA RETIREMENT PLAN