Investment options of CONTINUUM ADVANTAGE, LLC 401(K) PLAN
Total Available Funds: 27
| Investment Description |
|---|
| BlackRock Commodity Strategies K |
| BlackRock Lifepath Index 2030 K |
| BlackRock Lifepath Index 2035 K |
| BlackRock Lifepath Index 2040 K |
| BlackRock Lifepath Index 2045 K |
| BlackRock Lifepath Index 2050 K |
| BlackRock Lifepath Index 2055 K |
| BlackRock Lifepath Index 2060 K |
| BlackRock Lifepath Index 2065 K |
| BlackRock Lifepath Index Retirement K |
| Fidelity 500 Index |
| Fidelity Emerging Markets Index |
| Fidelity Small Cap Index |
| BlackRock iShares MMSCIEAFE International Index K |
| BlackRock iShares Russell Mid-Cap Index K |
| BlackRock iShares US Aggregate Bond Index K |
| State Street SSGA Russell SC Growth Index NL Class C |
| State Street SSGA Russell SC Value Index NL Class C |
| State Street SSGA Russell LC Growth Index NL Class C |
| State Street SSGA Russell LC Value Index NL Class C |
| State Street State ST US Infl Protect BND IdxSL CI II |
| Empower EI Fixed Asset Account |
| from 5.25% – 10.50% |
| BlackRock iShares MSCI EAFE International Index K |
| BlackRock iShares U.S. Aggregate Bond Index K |
| State Street State St US Infl Protct Bnd Idx SL Cl II |
| Empower EI Fixed Account – Series Class I |
Investment model portfolios
We provide two types of investment model portfolios for CONTINUUM ADVANTAGE, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONTINUUM ADVANTAGE, LLC 401(K) PLAN