Investment options of CONSUMER SAFETY TECHNOLOGY, LLC 401(K) PLAN
Total Available Funds: 69
| Investment Option List |
|---|
| Vanguard 500 Index Fd Admiral (VFINX) |
| Vanguard Growth Index Fd Adm (VTGLX) |
| Vanguard Mid Cap Index Adm (VIMSX) |
| Vanguard Ttl Bd Mkt Ind Adm |
| Vanguard Equity Income Fd Adm (VEIPX) |
| Vanguard Health Care Idx Adm (VGHCX) |
| Vanguard International Value (VTRIX) |
| Vanguard Target Ret Income Fd (VTINX) |
| Vanguard Target Ret 2065 Fund (VSXFX) |
| Vanguard Target Ret 2060 Fund (VTTSX) |
| Vanguard Target Ret 2055 Fund (VFFVX) |
| Vanguard Target Ret 2050 Fund (VFIFX) |
| Vanguard Target Ret 2045 Fund (VTIVX) |
| Vanguard Target Ret 2040 Fund (VFORX) |
| Vanguard Target Ret 2035 Fund (VTTHX) |
| Vanguard Target Ret 2030 Fund (VTHRX) |
| Vanguard Target Ret 2025 Fund (VTTVX) |
| Vanguard Target Ret 2020 Fund (VTWNX) |
| T Rowe Price Sci and Tech I (PRSCX) |
| T Rowe Price Div Grwth I (TRVLX) |
| PIMCO Short-Term Fund (Inst) (SMBFX) |
| PIMCO Income Fund Inst (PFLEX) |
| PGIM Short Dur HY Income R6 (PCIQX) |
| JP Morgan Large Growth R6 |
| JP Morgan Emerging Mkts Eqty R6 (MSMHX) |
| JP Morgan Core Plus Bond Fd R6 (JPBAX) |
| JP Morgan Hedged Equity R6 (SWHIX) |
| JP Morgan Mid Cap Value Fd R6 (MDFAX) |
| JP Morgan US Govt MMkt Cap Cl |
| John Hancock Intl Growth I (JIGHX) |
| John Hancock Disciplined Val R (JVLIX) |
| John Hancock Infrastructure Fd |
| DFA US Small Cap Port Inst (DSCGX) |
| American Cent SC Growth R6 |
| Goldman GQG Prtnr Intl Opp R6 |
| Franklin Utilities Fund R6 (FKUTX) |
| Fidelity Inf-Pr Bond Index Fd |
| BlackRock Evnt Driven Eq Inst |
| Calamos Market Neutral Income R6 (CMNIX) |
| JP Morgan JPMorgan US Govt MMkt Cap Cl |
| Calamos Calamos Mkt Neutral Income R6 (CMNIX) |
| Fidelity Inf Pr Bond Index Fd |
| JP Morgan JP Morgan Core Plus Bond Fd R6 (JPBAX) |
| PG IM PGIM Short Dur HY Income R6 |
| PIMCO Short Term Fund Inst (SMBFX) |
| Va nguard Vanguard Target Ret Income Fd (VTINX) |
| Va nguard Vanguard Target Ret Fund 2020 (VTWNX) |
| Va nguard Vanguard Target Ret Fund 2025 (VTTVX) |
| Va nguard Vanguard Target Ret Fund 2030 (VTHRX) |
| Va nguard Vanguard Target Ret Fund 2035 (VTTHX) |
| Va nguard Vanguard Target Ret Fund 2040 (VFORX) |
| Va nguard Vanguard Target Ret Fund 2045 (VTIVX) |
| Va nguard Vanguard Target Ret Fund 2050 (VFIFX) |
| Va nguard Vanguard Target Ret Fund 2055 (VFFVX) |
| Va nguard Vanguard Target Ret Fund 2060 (VTTSX) |
| Va nguard Vanguard Target Ret Fund 2065 (VSXFX) |
| Fidelity Index Fd |
| T Rowe T Rowe Price Div Grwth I (TRVLX) |
| American Century American Cent SC Growth R6 (ACLIX) |
| JP Morgan JP Morgan Large Growth R6 |
| JP Morgan JP Morgan Mid Cap Value Fd R6 (MDFAX) |
| JPMorgan Hedged JPMorgan Hedged Equity R6 (JHTRX) |
| T Rowe T Rowe Price Sci and Tech I (PRSCX) |
| Va nguard Vanguard Growth Index Fd Adm (VTGLX) |
| Va nguard Vanguard Health Care ldx Adm (VGHCX) |
| Va nguard Vanguard Mid Cap Index Adm (VIMSX) |
| Goldman Goldman GQG Prtnr Intl Opp R6 |
| John Hancock Intl Growth R6 (JIGHX) |
| JP Morgan JPMorgan Emerging Mkts Eqty R6 |
Investment model portfolios
We provide two types of investment model portfolios for CONSUMER SAFETY TECHNOLOGY, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONSUMER SAFETY TECHNOLOGY, LLC 401(K) PLAN