Investment options of CONSOLIDATED COMMUNICATIONS, INC. 401(k) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| Verizon Communications, Inc. 599,589 shares |
| T. Rowe Price Growth Stock Trust B 1,795,721 shares |
| T. Rowe Price Retirement 2005 Trust Fund 435,206 shares |
| T. Rowe Price Retirement 2010 Trust Fund 65,464 shares |
| T. Rowe Price Retirement 2015 Trust Fund 494,168 shares |
| T. Rowe Price Retirement 2020 Trust Fund 751,147 shares |
| T. Rowe Price Retirement 2025 Trust Fund 1,322,361 shares |
| T. Rowe Price Retirement 2030 Trust Fund 2,175,877 shares |
| T. Rowe Price Retirement 2035 Trust Fund 1,805,757 shares |
| T. Rowe Price Retirement 2040 Trust Fund 1,818,738 shares |
| T. Rowe Price Retirement 2045 Trust Fund 759,732 shares |
| T. Rowe Price Retirement 2050 Trust Fund 433,557 shares |
| T. Rowe Price Retirement 2055 Trust Fund 226,308 shares |
| T. Rowe Price Retirement 2060 Trust Fund 138,848 shares |
| T. Rowe Price Retirement 2065 Trust Fund 87,947 shares |
| T. Rowe Price Retire 2020 Trust Income Fund 63,848 shares |
| American Fund Cap World Bnd R6 209,743 shares |
| American Funds American Mutual R6 1,184,834 shares |
| American Funds EuroPac Grw R6 338,249 shares |
| Goldman Sachs Sm Cp Val Ins R6 472,736 shares |
| Invesco Developing Markets Y 92,948 shares |
| Janus Henderson Enterprise I 216,209 shares |
| T. Rowe Price Overseas Stock Fund 2,106,549 shares |
| T. Rowe Price Government Money 27,362 shares |
| T. Rowe Price Mid Cap Value Fund I 458,818 shares |
| T. Rowe Price Integrated US SM-CAP GR EQ 732,928 shares |
| Vanguard Institutional Index 546,169 shares |
| Vanguard Small Cap Index Inst 113,818 shares |
| Vanguard Mid Cap Index Inst 261,318 shares |
| Vanguard TTL Int Stock Ind Admiral 258,139 shares |
| Notes receivable from participants maturing various dates through May 2043 |
Investment model portfolios
We provide two types of investment model portfolios for CONSOLIDATED COMMUNICATIONS, INC. 401(k) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONSOLIDATED COMMUNICATIONS, INC. 401(k) PLAN