Investment options of CONROY SIMBERG 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| iShares iShares S&P 500 Index lnstl |
| MFS GM MFS International Diversification A |
| DWS DWS Core Equity A |
| BlackRock GM BlackRock Equity Dividend Inv A |
| Voya Voya MidCap Opportunities A |
| BlackRock Equity Dividend Inv A |
| AllianzGI American Funds Growth Fund of Amer R4 |
| Virtus NFJ Mid-Cap Value A |
| Columbia GM Columbia Small Cap Index A |
| Virtus GM Virtus NFJ Mid-Cap Value A |
| BlackRock Sustainable Balanced Inv A |
| ClearBridge ClearBridge Intl Value A |
| MFS International Diversification A |
| iShares iShares U.S. Aggregate Bond Index K |
| Invesco Global Allocation A |
| Voya Voya GNMA Income A |
| iShares iShares MSCI EAFE Intl Index K |
| American Funds Trgt Date Ret 2040 R6 |
| American Funds Trgt Date Ret 2030 R6 |
| Columbia Small Cap Index A |
| American Funds Trgt Date Ret 2050 R6 |
| iShares iShares Russell Mid-Cap Index K |
| American Funds Trgt Date Ret 2045 R6 |
| American Funds Trgt Date Ret 2035 R6 |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| BlackRock |
| Columbia |
| American Funds |
| Legg Mason |
Investment model portfolios
We provide two types of investment model portfolios for CONROY SIMBERG 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONROY SIMBERG 401(K) PLAN