Investment options of CONFLUENT MEDICAL TECHNOLOGIES 401(K) PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| PIMCO Income Fund Institutional Class Registered Investment Company (PFIIX) |
| Janus Henderson Global Technology and Innovation Fund Class I Registered Investment Company (JATNX) |
| T. Rowe Price International Value Equity Fund Class I Registered Investment Company (TRIGX) |
| JPMorgan Mid Cap Growth Fund R5 Fund Registered Investment Company (HLGEX) |
| BlackRock High Yield Bond Portfolio Institutional Shares Fund Registered Investment Company (BHYIX) |
| Allspring Special Mid Cap Value Fund – Class Inst Registered Investment Company (SMCDX) |
| BlackRock Health Sciences Opportunities Portfolio Registered Investment Company (SHSSX) |
| Vanguard Equity Income Fund Admiral Shares Registered Investment Company (VEIPX) |
| Vanguard International Growth Fund Admiral Shares Registered Investment Company (VWILX) |
| Vanguard Small Cap Index Fund Admiral Shares Registered Investment Company (VISVX) |
| American Funds New World Fund Class R-6 Registered Investment Company (HVWBX) |
| American Funds Capital World Bond Fund Class R-6 Registered Investment Company (FWBCX) |
| Vanguard Target Retirement Income Fund Registered Investment Company (VTINX) |
| Vanguard Target Retirement 2020 Fund Registered Investment Company (VTWNX) |
| Vanguard Target Retirement 2025 Fund Registered Investment Company (VTTVX) |
| Vanguard Target Retirement 2030 Fund Registered Investment Company (VTHRX) |
| Vanguard Target Retirement 2035 Fund Registered Investment Company (VTTHX) |
| Vanguard Target Retirement 2040 Fund Registered Investment Company (VFORX) |
| Vanguard Target Retirement 2045 Fund Registered Investment Company (VTIVX) |
| Vanguard Target Retirement 2050 Fund Registered Investment Company (VFIFX) |
| Vanguard Target Retirement 2055 Fund Registered Investment Company (VFFVX) |
| Vanguard Target Retirement 2060 Fund Registered Investment Company (VTTSX) |
| Vanguard Target Retirement 2065 Fund Registered Investment Company (VSXFX) |
| Allspring Special Small Cap Value Fund – Class Inst Registered Investment Company (RVVHX) |
| Fidelity Blue Chip Growth Fund Class K Registered Investment Company (FBGRX) |
| Fidelity 500 Index Fund Registered Investment Company (FRESX) |
| Fidelity Mid Cap Index Fund Registered Investment Company (FIIMX) |
| Fidelity International Index Fund Registered Investment Company (FSSEX) |
| Fidelity Small Cap Growth K6 Fund Registered Investment Company (FCIGX) |
Investment model portfolios
We provide two types of investment model portfolios for CONFLUENT MEDICAL TECHNOLOGIES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONFLUENT MEDICAL TECHNOLOGIES 401(K) PLAN