Investment options of CONCORD HOSPITAL 403(B) PLAN
Total Available Funds: 43
| Investment Description |
|---|
| VOYA INVESTMENTS, LLC |
| VY T. ROWE PRICE DIVERSIFIED MID CAP |
| AMERICAN FUNDS EUROPACIFIC R6 |
| AMERICAN FUNDS WASHINGTON MUTUAL INVESTORS FUND - R6 |
| INVESCO MAIN STREET FUND R6 |
| METROPOLITANWEST TOTAL RETURN BOND FUND - PLAN CLASS |
| MFS FUNDS GROWTH FUND - CLASS R6 |
| TOUCHSTONE MID CAP GROWTH FUND - INSTITUTIONAL CLASS |
| VANGUARD 500 INDEX FUND ADMIRAL |
| VANGUARD EXTENDED MARKET INDEX FUND ADMIRAL |
| VANGUARD TOTAL BOND MARKET INDEX FUND ADMIRAL |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX FUND ADMIRAL |
| VICTORY SYCAMORE ESTABLISHED VALUE FUND - R6 |
| BLACK ROCK FUNDS TECHNOLOGY OPPORTUNITIES R |
| CALAMOS FUNDS MARKET NEUTRAL INCOME A |
| CALAMOS FUNDS PHINEIUS LONG SHORT A |
| DIAMOND HILL FUNDS LG CAP INVESTOR |
| EATON VANCE FUNDS FLOATING RATE & HIGH INCOME A |
| FEDERATED INVESTMENTS GOVERNMENT OBLIGATION FUND |
| FIDELITY INVESTMENTS SELECT BIOTECHNOLOGY |
| FIDELITY INVESTMENTS SELECT SEMICONDUCTORS |
| FIRST EAGLE FUNDS GLOBAL A |
| GOLDMAN SACHS FUNDS SM/MID CAP GROWTH A |
| JP MORGAN FUNDS MID CAP EQTY A |
| MATTHEWS ASIA GROWTH INVESTOR |
| MORGAN STANLEY INSTITUTIONAL FUNDS MID CAP GROWTH A |
| PACIFIC FINANCIAL GROUP PFG AMERICAN FUNDS GROWTH STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG BNY MELLON DIVERSIFIER STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG BR EQUITY ESG STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG FIDELITY INSTITUTIONAL AM & EQUITY INDEX STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG FIDELITY INSTITUTIONAL AM & EQUITY SECTOR STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG INVESCO THEMATIC ESG STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG JANUS HENDERSON BALANCED STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG JP MORGAN TACTICAL AGGRESSIVE STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG MEEDER TACTICAL STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG MFS AGGRESSIVE GROWTH STRATEGY FUND R |
| PACIFIC FINANCIAL GROUP PFG TACTICAL INCOME STRATEGY FUND R |
| SEQALL BRYANT & HAMILL PLUS BOND RETAIL |
| THORNBURG FUNDS INTL EQUTY A |
| VANGUARD SMALL-CAP GROWTH INDEX FUND ADMIRAL |
| VANGUARD TOTAL STOCK MKT INDEX ADMIRAL |
| WASATCH FUNDS GLOBAL OPP INVESTOR |
| WASATCH FUNDS SM CAP VALUE INVESTOR |
Investment model portfolios
We provide two types of investment model portfolios for CONCORD HOSPITAL 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONCORD HOSPITAL 403(B) PLAN