Investment options of COMPUTERCRAFT 401(K) PLAN
Total Available Funds: 39
| Investment Description |
|---|
| Empower Key Guaranteed Portfolio Fund Collective Funds |
| Alger Small Cap Focus Y Registered Investment Company |
| American Funds 2025 Trgt Date Retire R6 Registered Investment Company |
| American Funds 2035 Trgt Date Retire R6 Registered Investment Company |
| American Funds 2040 Trgt Date Retire R6 Registered Investment Company |
| American Funds 2045 Trgt Date Retire R6 Registered Investment Company |
| American Funds 2050 Trgt Date Retire R6 Registered Investment Company |
| American Funds 2055 Trgt Date Retire R6 Registered Investment Company |
| American Funds Capital Inc Bldr R6 Registered Investment Company |
| American Funds Europacific GR R6 Registered Investment Company |
| American Funds Global Balanced R6 Registered Investment Company |
| American Funds New World R6 Registered Investment Company |
| Blackrock Lifepath Index 2030 K Registered Investment Company |
| Blackrock Lifepath Index 2035 K Registered Investment Company |
| Blackrock Lifepath Index 2040 K Registered Investment Company |
| Blackrock Lifepath Index 2045 K Registered Investment Company |
| Blackrock Lifepath Index 2050 K Registered Investment Company |
| Blackrock Lifepath Index 2055 K Registered Investment Company |
| Blackrock Lifepath Index 2060 K Registered Investment Company |
| Blackrock Lifepath Index Retirement K Registered Investment Company |
| Blackrock Sustainable Balanced Instl Registered Investment Company |
| Columbia Large Cap Enhanced Core Instl 3 Registered Investment Company |
| Delaware Healthcare I Registered Investment Company |
| Delaware Small Cap Core R6 Registered Investment Company |
| Federated Hermes Mdt Mid Cp Growth R6 Registered Investment Company |
| Ishares MSCI EAFE International Index K Registered Investment Company |
| Ishares Russell 2000 Small-Cap Index K Registered Investment Company |
| Ishares Russell Mid-Cap Index K Registered Investment Company |
| Ishares S&P 500 Index K Registered Investment Company |
| Ishares U.S. Aggregate Bond Index K Registered Investment Company |
| JPMorgan Equity Income R6 Registered Investment Company |
| Lord Abbett Income R6 Registered Investment Company |
| MFS Mid Cap Growth R6 Registered Investment Company |
| MFS Research International R6 Registered Investment Company |
| PIMCO Income INSTL Registered Investment Company |
| T. Rowe Price Blue Chip Growth I Registered Investment Company |
| TIF International Equity Series Registered Investment Company |
| Victory RS Science And Technology Y Registered Investment Company |
| Is April, |
Investment model portfolios
We provide two types of investment model portfolios for COMPUTERCRAFT 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COMPUTERCRAFT 401(K) PLAN