Investment options of COMPONENT ASSEMBLY SYSTEMS, INC. 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| Attachment – Form |
| AT DECEMBER 31, |
| PGIM PGIM J INTL OPP R6 |
| Eaton Vance EV SH DUR I-P INC I |
| BlackRock BLKRK GLOBAL ALLOC K |
| BNY Mellon BNYM DYNAMIC VAL I |
| Fuller & Thaler F&T BEHAV SMCP GR R6 |
| American Funds AF CSV GR&INC PTF R5 |
| Invesco INVS GOLD SPL MIN R6 |
| Principal PIF MID CAP VALUE I |
| Eaton Vance EV STRATEGIC INC I |
| Allspring AS SPL SM CAP VAL R6 |
| MFS MID CAP GRTH R4 |
| JP Morgan JPM LG CAP GROWTH R6 |
| Fidelity Advisor FID GROWTH & INC K |
| Fidelity Advisor FID 500 INDEX |
| Fidelity Advisor FID FREEDOM 2015 K |
| Fidelity Advisor FID FREEDOM 2020 K |
| Fidelity Advisor FID FREEDOM 2025 K |
| Fidelity Advisor FID FREEDOM 2030 K |
| Fidelity Advisor FID FREEDOM 2035 K |
| Fidelity Advisor FID FREEDOM 2040 K |
| Fidelity Advisor FID FREEDOM 2045 K |
| Fidelity Advisor FID FREEDOM 2050 K |
| Fidelity Advisor FID FREEDOM 2055 K |
| Fidelity Advisor FID FREEDOM 2060 K |
| Fidelity Advisor FID FREEDOM 2065 K |
| Fidelity Advisor FID GOVT MMKT K6 |
Investment model portfolios
We provide two types of investment model portfolios for COMPONENT ASSEMBLY SYSTEMS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COMPONENT ASSEMBLY SYSTEMS, INC. 401(K) PLAN