Investment options of COMPASSUS 401(K) PLAN
Total Available Funds: 74
| Investment Description |
|---|
| American Funds 2010 Target Date R6 |
| American Funds 2015 Target Date R6 |
| American Funds 2020 Target Date R6 |
| American Funds 2025 Target Date R6 |
| American Funds 2030 Target Date R6 |
| American Funds 2035 Target Date R6 |
| American Funds 2040 Target Date R6 |
| American Funds 2045 Target Date R6 |
| American Funds 2050 Target Date R6 |
| American Funds 2055 Target Date R6 |
| American Funds 2060 Target Date R6 |
| American Funds 2065 Target Date R6 |
| American Funds 2070 R6 |
| American Funds Growth Fnd Amer R6 |
| American Funds Intl Grwth & Inc R6 |
| American Funds New Perspective R6 |
| American Funds New World Fund R6 |
| American Funds Wash Mutual Inv R6 |
| Black Rock Hlth Sci Opport Prt K |
| Carillon Eagle Mid Cap Growth Fd R6 |
| Columbia Global Tech Growth Fund I3 |
| Great Gray Trust Co. Core Plus Bond Fund II R1 |
| JP Morgan Equity Income Fund R6 |
| JP Morgan Small Cap Growth Fund R6 |
| Vanguard Energy Index Fund Adm |
| Vanguard 500 Index Fund Adm |
| Vanguard High-Yld Corporate Fnd Adm |
| Vanguard LifeStrat Cnsrv Grw Fd Inv |
| Vanguard LifeStrat Growth Fd Inv |
| Vanguard LifeStrat Income Fd Inv |
| Vanguard LifeStrat Mod Grwth Fd Inv |
| Vanguard Mid-Cap Index Fund Adm |
| Vanguard Mid-Cap Value Index Fnd Adm |
| Vanguard Small-Cap Index Fund Adm |
| Vanguard Sm-Cap Val Index Fnd Adm |
| Vanguard Tot Intl Bnd Ind Fd Adm |
| Voya Gov Money Mkt Fnd A |
| Voya Voya Fixed Account |
| American Funds 2010 T Date R6 Registered Investment Company |
| American Funds 2015 T Date R6 Registered Investment Company |
| American Funds 2020 T Date R6 Registered Investment Company |
| American Funds 2025 T Date R6 Registered Investment Company |
| American Funds 2030 T Date R6 Registered Investment Company |
| American Funds 2035 T Date R6 Registered Investment Company |
| American Funds 2040 T Date R6 Registered Investment Company |
| American Funds 2045 T Date R6 Registered Investment Company |
| American Funds 2050 T Date R6 Registered Investment Company |
| American Funds 2055 T Date R6 Registered Investment Company |
| American Funds 2060 T Date R6 Registered Investment Company |
| American Funds 2065 T Date R6 Registered Investment Company |
| American Funds 2070 R6 Registered Investment Company |
| American Funds Growth Fnd R6 Registered Investment Company |
| American Funds In Gr & In F R6 Registered Investment Company |
| American Funds New World R6 Registered Investment Company |
| American Funds Nw Prspctv R6 Registered Investment Company |
| American Funds Wash Mutual R6 Registered Investment Company |
| BlkRck Hlth Sci Opport Prt K Registered Investment Company |
| Carillon Eagle Mid Cap Grw R6 Registered Investment Company |
| Columbia Glbl Tech Grwth Fd I3 Registered Investment Company |
| JPMorgan Equity Income Fund R6 Registered Investment Company |
| JPMorgan SmCp Growth Fnd R6 Registered Investment Company |
| Vangrd 500 Index Fund Adm Registered Investment Company |
| Vangrd Energy Index Fund Adm Registered Investment Company |
| Vangrd High-Yd Corp Fnd Adm Registered Investment Company |
| Vangrd LifeStrat Cns Gr Fd Inv Registered Investment Company |
| Vangrd LifeStrat Grw Fd Inv Registered Investment Company |
| Vangrd LifeStrat Inc Fd Inv Registered Investment Company |
| Vangrd LifeStrat Md Grw Fd Inv Registered Investment Company |
| Vangrd Mid-Cap Index Fund Adm Registered Investment Company |
| Vangrd Mid-Cap Vl Indx Fnd Adm Registered Investment Company |
| Vangrd Sm-Cap Vl Index Fnd Adm Registered Investment Company |
| Vangrd Small-Cap Index Fnd Adm Registered Investment Company |
| Vangrd Tot Int Bnd In F Adm Registered Investment Company |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for COMPASSUS 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COMPASSUS 401(K) PLAN