Investment options of COMMUNITY COMPUTER SERVICE, INC. 401(K) PLAN
Total Available Funds: 28
| Investment Option List |
|---|
| American Funds Am Balanced R6 Pooled Separate Account (GBLAX) |
| American Funds EuroPacific R6 Pooled Separate Account |
| American Funds New World R6 Pooled Separate Account (HVWBX) |
| American Funds Nw Prspctv R6 Pooled Separate Account |
| Carillon Eagle Mid Cap Growth Fund R6 Pooled Separate Account (HRAYX) |
| JPMorgan Equity Income Fund R6 Pooled Separate Account (HLIEX) |
| JPMorgan Large Cap Growth Fund R5 Pooled Separate Account (SEEGX) |
| JPMorgan Small Cap Growth Fund R6 Pooled Separate Account (DPSGX) |
| MFS Intl Diversification Fd R Pooled Separate Account |
| PIMCO Income Fund Ins Pooled Separate Account (GSAAX) |
| PIMCO Invmt Grade Credit Bond Inst Pooled Separate Account (GSCPX) |
| Vanguard Health Care Index Fund – Admiral Shares Pooled Separate Account (VGHCX) |
| Vanguard Mid-Cap Index Fund – Admiral Shares Pooled Separate Account (VIMSX) |
| Vanguard Mid-Cap Vl Index Fund – Admiral Shares Pooled Separate Account (VIMSX) |
| Vanguard Small-Cap Index Fund – Admiral Shares Pooled Separate Account (VISVX) |
| Vanguard Target Retirement 2020 Fund Inv Pooled Separate Account (VTWNX) |
| Vanguard Target Retirement 2025 Fund Inv Pooled Separate Account (VTOVX) |
| Vanguard Target Retirement 2030 Fund Inv Pooled Separate Account (VTOVX) |
| Vanguard Target Retirement 2035 Fund Inv Pooled Separate Account (VTOVX) |
| Vanguard Target Retirement 2040 Fund Inv Pooled Separate Account (VTOVX) |
| Vanguard Target Retirement 2045 Fund Inv Pooled Separate Account (VTOVX) |
| Vanguard Target Retirement 2050 Fund Inv Pooled Separate Account (VTOVX) |
| Vanguard Target Retirement 2055 Fund Inv Pooled Separate Account (VTOVX) |
| Vanguard Target Retirement 2060 Fund Inv Pooled Separate Account (VTTSX) |
| Vanguard Target Retirement 2065 Fund Inv Pooled Separate Account (VSXFX) |
| Vanguard Target Retirement 2070 Fund Inv Pooled Separate Account (VTOVX) |
| Vanguard Target Retirement Inc Fund inv Pooled Separate Account (VTOVX) |
| Voya Gv Mny Mkt F A Pooled Separate Account |
Investment model portfolios
We provide two types of investment model portfolios for COMMUNITY COMPUTER SERVICE, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COMMUNITY COMPUTER SERVICE, INC. 401(K) PLAN