Investment options of COMMODORE BUILDERS LLC 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| Vanguard Group, Inc. Vang 500 Index Adm |
| Vanguard Group, Inc. Vang Target Ret 2040 |
| Vanguard Group, Inc. Vang Target Ret 2045 |
| MFS Growth Fund Mfs Global Growth R6 |
| Vanguard Group, Inc. Vang Midcap Idx Adm |
| Vanguard Group, Inc. Vang Target Ret 2060 |
| Vanguard Group, Inc. Vang Target Ret 2035 |
| Vanguard Group, Inc. Vang Bal Index Adm |
| JPMorgan Chase & Co. JPM Core Plus Bnd R6 |
| Vanguard Group, Inc. Vang Sm Cap Idx Adm |
| Vanguard Group, Inc. Vang Target Ret 2055 |
| Vanguard Group, Inc. Vang Target Ret 2050 |
| Janus Henderson Enterprise Fund J H Enterprise N |
| Vanguard Group, Inc. Vang Target Ret 2030 |
| Vanguard Group, Inc. Vang Target Ret 2025 |
| Neuberger Berman Large Cap Value Fund R6 NB Lg Cap Value R6 |
| Vanguard Group, Inc. Vang Target Ret 2065 |
| Victory Sycamore Established Value R6 Victory S Est Val R6 |
| PIMCO Income Fund Pimco Income Inst |
| DFA US Targeted Value DFA US Target Val I |
| Putnam Small Cap Growth R6 Putnam Sm Cap Gr R6 |
| Vanguard Group, Inc. Vang Dev Mkt Idx Adm |
| DFA US Targeted Value DFA Emerging Mkts I |
| Vanguard Group, Inc. Vang Target Ret 2020 |
| Blackrock, Inc. Blkrk Infl Pro Bd K |
| Vanguard Group, Inc. Vang Target Ret inc |
| Vanguard Group, Inc. Vang Vmmr-Fed Mmkt |
| Voya Financial, Inc. Voya Fixed Account |
| maturing on various dates through October 2029 |
Investment model portfolios
We provide two types of investment model portfolios for COMMODORE BUILDERS LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COMMODORE BUILDERS LLC 401(K) PLAN